32 Nancy Ave, Peabody, MA 01960 Property Records

Essex County and Peabody City property record for 32 Nancy Ave, Peabody, MA 01960

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,820 sqft · built 1953
Lot Size	0.239 acres (10,402 sqft)
Owner	2 Individual Names on File
Last Sale	$397,000 (Jan 2016)
Tax Bill	$6,187 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Aug 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PEAB M:0048 B:0143`

Property Details

APN / Parcel Number

Primary APN	`PEAB M:0048 B:0143`
Alternative APN	`5531`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,820 sqft Living Area
1st Floor Area	1,508 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	10,402 sqft (0.239 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	5531
Street Address	32 NANCY AVE
City	PEABODY
State	MA
Zip	01960-2527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Subdivision	ROLLING HILLS DEV CORP
Legal Block	143
Jurisdiction	PEABODY MA
Township / Civil Division	PEABODY
Census Block Group	2
Census Block	2019
Census Tract	210302

Owner

32 Nancy Ave is owned and occupied by two individuals who bought it in January 2016.

Source: Essex County and Peabody City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32 NANCY AVE, PEABODY, MA 01960-2527
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · Line of Credit ALIGN CREDIT UNION
Aug 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Mar 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage ALIGN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2016 · Amount on File
Deed Sale	Jan 15, 2016 · Amount on File
Deed Document Number	2016445
Deed Book / Page	34658 / 573
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEABODY MA
Recording Date	Sep 23, 2026
Property Address	32 NANCY AVE, PEABODY, MA 01960-2527
Document Number	0000002920
Book / Page	43645 / 506
Instrument Date	Sep 18, 2026
Instrument	20262920
Transaction Type	Mortgage
Record Updated	Oct 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 NANCY AVE, PEABODY, MA 01960-2527

Mortgage

Document Number	0000002920,
Date	Sep 23, 2026
Book Page	43645/506
Instrument	20262920

Lender

Name	ALIGN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2046

Interest

Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEABODY MA
Property Address	32 NANCY AVE, PEABODY, MA 01960-2527
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38848-1
Date	Aug 21, 2020
Book Page	38848/1
Instrument	20200821003530

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEABODY MA
Property Address	32 NANCY AVE, PEABODY, MA 01960-2527
Document Number	37401-569
Instrument Date	Mar 13, 2019
Transaction Type	Mortgage
Record Updated	Apr 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 NANCY AVE PEABODY MA 019602527, PEABODY, MA 01960-2527

Mortgage

Document Number	37401-569
Date	Mar 26, 2019
Book Page	037401/000569
Instrument	1903261320

Lender

Name	ALIGN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 25, 2029

Tax Assessment & Valuation

The 2026 property tax bill for 32 Nancy Ave was $6,187, up 5% from the year before.

Source: Essex County and Peabody City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Peabody City
Unified School District	Peabody School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,187.00 (+5.01%)	$653,300 (+2.67%) Land $323,100 Building $330,200	$713,831 (-5.65%)
2025	$5,892.00 (+8.03%)	$636,300 (+6.4%) Land $299,200 Building $337,100	$756,580
2024	$5,454.00 (+0.91%)	$598,000 (+5.34%) Land $299,200 Building $298,800
2023	$5,405.00	$567,700 Land $249,400 Building $318,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Nancy Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2010–2021)
Most Recent Claim	Sep 2021 · Tropical Storm Henri

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 32 Nancy Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEABODY WATER DEPT. serves 54,481 people · EPA ID MA3229000
Water Source	Surface water
Last State Inspection	May 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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