32 N Main St, Dayton, OH 45402 Property Records

Montgomery County property record for 32 N Main St, Dayton, OH 45402

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,812 sqft · built 1919
Lot Size	0.125 acres (5,445 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Nov 2019)
Tax Bill	$3,232 (2024)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Sep 2018 Sale + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`K48 00104 0083`

Property Details

APN / Parcel Number

Primary APN	`K48 00104 0083`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,812 sqft Total Area
1st Floor Area	864 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1919
Architectural Style	Log Home
Exterior Material	Aluminum/Vinyl
Lot Area	5,445 sqft (0.125 acres)
Lot Dimensions	165 ft deep x 33 ft wide
Garage Type	Detached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	115 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	32 N MAIN ST
City	DAYTON
State	OH
Zip	45402-1901
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	45 PT
Legal Subdivision	SOUTH SIDE MAIN STREET
Legal Lot Number	83
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WEST CARROLLTON
Census Block Group	2
Census Block	2053
Census Tract	1501

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	32 E MAIN ST, WEST CARROLLTON, OH 45449-1414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2019	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MTG
Sep 19, 2018	Grant Deed, Transfer PARTNERS LAND TITLE AGENCY LLC, PARTNERS LAND TITLE AGCY LLC
Aug 15, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2019 · Amount on Record
Deed Sale	Nov 7, 2019 · Amount on Record
Prior Sale	Sep 19, 2018 · Amount on Record
Deed Document Number	2019-00062031
Record Updated	Jun 8, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Nov 7, 2019
Property Address	32 E MAIN ST, WEST CARROLLTON, OH 45449-1414
Document Number	0000062031
Instrument Date	Oct 29, 2019
Instrument	62031
Transaction Type	Transfer
Record Updated	Nov 29, 2019
Title Company	METRO BOX

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	32 E MAIN ST WEST CARROLLTON OH 454491414, WEST CARROLLTON, OH 45449-1414

Mortgage

Document Number	62032
Date	Nov 7, 2019
Instrument	62032

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2049

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Sep 19, 2018
Property Address	32 E MAIN ST, WEST CARROLLTON, OH 45449-1414
Document Number	0000054826
Instrument Date	Aug 28, 2018
Instrument	54826
Transaction Type	Transfer
Record Updated	Oct 8, 2018
Title Company	PARTNERS LAND TITLE AGENCY LLC, PARTNERS LAND TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Tax	$90.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	321 ELLENWOOD DR DAYTON OH 454492126, DAYTON, OH 45449-2126

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Aug 15, 2018
Property Address	32 E MAIN ST, WEST CARROLLTON, OH 45449-1414
Document Number	0000047796
Instrument Date	Jul 5, 2018
Instrument	47796
Transaction Type	Transfer
Record Updated	Sep 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 12587 COLUMBIA SC 292112587, COLUMBIA, SC 29211-2587

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	West Carrollton City
Unified School District	West Carrollton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$47,900 (-) Land $5,890 Building $42,010
2024	$3,232.00 (+5.04%)
2023	$3,077.00 (+11.85%)	$47,900 (+41.84%) Land $5,890 Building $42,010	$136,850 (+41.86%) Land $16,820 Building $120,030
2022	$2,751.00	$33,770 Land $4,150 Building $29,620
2020			$96,470 Land $11,850 Building $84,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CARROLLTON CITY PWS serves 8,361 people · EPA ID OH5702812
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Frontier.

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