Frederick County property record for 32 Mountaingate Dr, Frederick, MD 21703 · Last verified May 2026
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bathrooms | 3 Baths |
| Architecture Style | Townhouse |
| Year Built | Built 1976 |
| Square Footage | 2,152 sqft Living Area |
| Lot Size | 4,069 sqft (0.093 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $380,000 (2024) |
| Tax Bill | $4,840.00 (2024) |
| Primary APN | 02-040492 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Partial Baths | 2 Partial Baths |
| Building Area | 2,152 sqft Living Area |
| 1st Floor | 748 sqft 1st Floor |
| Basement Area | 700 sqft Basement |
| Finished Basement | 700 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Townhouse Style |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 4,069 sqft (0.093 acres) |
| Deck Area | 252 sqft Deck |
| Patio Area | 180 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Account Number | 040492 |
|---|---|
| Street Address | 32 MOUNTAINGATE DR |
| City | FREDERICK |
| State | MD |
| Zip | 21703-6026 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LT 7 BLK 5 SECT 1 4069 SQ FT HILLCREST ORCHARDS |
| Legal Subdivision | HILLCREST ORCHARDS |
| Legal Block | 5 |
| Legal Lot Number | 7 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 2, FREDERICK |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 750505 |
Source: Frederick County records · APN 02-040492
Assessment roll updated August 4, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32 MOUNTAINGATE DR, FREDERICK, MD 21703-6026 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 01, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage NONE LISTED ON DOCUMENT |
| Sep 28, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage CALIBER HOME LOANS INC |
| Jun 03, 2019 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage HOMESPIRE MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 08, 2024 · Amount on Record |
| Deed Sale | Oct 08, 2024 · Amount on Record |
| Prior Sale | Jun 03, 2019 · Amount on Record |
| Deed Book / Page | 17062 / 216 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 01, 2026 |
| Property Address | 32 MOUNTAINGATE DR, FREDERICK, MD 21703-6026 |
| Document Number | 1784000103 |
| Book / Page | 17843 / 103 |
| Instrument Date | Mar 05, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 32 MOUNTAINGATE DR, FREDERICK, MD 21703-6026 |
| Document Number | 1784000103, |
|---|---|
| Date | May 01, 2026 |
| Book Page | 17843/103 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Oct 01, 2054 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 32 MOUNTAINGATE DR, FREDERICK, MD 21703-6026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0161530198 |
|---|---|
| Date | Sep 28, 2022 |
| Book Page | 16153/198 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | GREENVILLE, SC 29601 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 321 Months |
| Due | Jun 01, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 03, 2019 |
| Property Address | 32 MOUNTAINGATE DR, FREDERICK, MD 21703-6026 |
| Document Number | 0130030188 |
| Book / Page | 13003 / 0188 |
| Map Reference | MB 10 PL 185 |
| Instrument Date | May 17, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | TITLE TOWN SETTLEMENTS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 32 MOUNTAINGATE DR, FREDERICK, MD 21703-6026 |
| Document Number | 130030195 |
|---|---|
| Date | Jun 03, 2019 |
| Instrument | 13003/0195 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2049 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $348,500 (+24.3%) Land $85,000 Building $263,500 | $348,500 (-) Land $85,000 Building $263,500 | |
| 2024 | $4,840.00 (+7.25%) | ||
| 2023 | $4,513.00 Homeowner's exemption | $280,367 | $348,500 Land $85,000 Building $263,500 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures