32 Mount Carmel Rd, Windsor, NY 13865 Property Records

Broome County and Windsor Town property record for 32 Mount Carmel Rd, Windsor, NY 13865

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 856 sqft · built 1945
Lot Size0.59 acres (25,700 sqft)
OwnerIndividual Name on File
Last Sale$79,500 (Apr 2010)
Tax Bill$2,013 (2026)
Deeds & MortgagesJun 2021 Mortgage
Dec 2019 Loan Modification
APN035089 151.04-1-4

Property Details

APN / Parcel Number

Primary APN035089 151.04-1-4
Alternative APNs
  • 508915100400010040000000
  • 50140800100

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area856 sqft Living Area
1st Floor Area856 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area25,700 sqft (0.59 acres)
Garage TypeCarport
Garage Area338 sqft
CarportCarport
Carport Area338 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area30 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number50140800100
Street Address32 MOUNT CARMEL RD
CityWINDSOR
StateNY
Zip13865-1922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description01400023S10000000000
Legal Block1
Legal Lot Number4.000
JurisdictionBROOME NY
Township / Civil DivisionWINDSOR
Census Block Group2
Census Block2014
Census Tract12501

Owner

32 Mount Carmel Rd is owned by an individual who bought it in April 2010.

Source: Broome County and Windsor Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address6810 OLD MOCKSVILLE RD, SALISBURY, NC 28144-8871
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 3, 2021Deed of Trust, Mortgage · FHA Mortgage
NET 1 FUNDING CORP
Dec 18, 2019Loan Modification, Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 29, 2010 · Amount on File
Deed SaleApr 29, 2010 · Amount on File
Deed Document Number201015715
Deed Book / Page2312 / 621
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBROOME NY
Property Address32 MOUNT CARMEL RD, WINDSOR, NY 13865-1922
Transaction TypeMortgage
Record UpdatedJul 7, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 MOUNT CARMEL RD, WINDSOR, NY 13865-1922

Mortgage

Document Number0040161303
DateJun 3, 2021
Book Page4016/1303
Instrument202100014881
Lender
NameNET 1 FUNDING CORP
TypeLending Institution
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term343 Months
DueJan 1, 2050

December 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBROOME NY
Property Address32 MOUNT CARMEL RD, WINDSOR, NY 13865-1922
Document Number0039580567
Instrument DateDec 18, 2019
Transaction TypeMortgage
Record UpdatedJul 30, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 MOUNT CARMEL RD WINDSOR NY 138651922, WINDSOR, NY 13865-1922

Mortgage

Document Number0039580567
DateJun 11, 2020
Book Page003958/000567
Instrument12251
Lender
NameWELLS FARGO BK
TypeBank
AddressDES MOINES, IA 50328
Agreement
AmountAmount on Record
Term360 Months
DueJun 10, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 32 Mount Carmel Rd was $2,013, up 5.6% from the year before.

Source: Broome County and Windsor Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyBroome County
County SubdivisionWindsor Town
Unified School DistrictWindsor Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,013.00 (+5.56%)
2025$1,907.00 (+2.69%)$37,500 Land $14,800 Building $22,700$88,200 Land $34,810 Building $53,390
2024$1,857.00
2023$37,500 Land $14,800 Building $22,700$72,115 Land $28,461 Building $43,654

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 32 Mount Carmel Rd; there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims2 (2011)
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Mount Carmel Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
1,000 / 1,000

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