32 Milton St, Waltham, MA 02453 Property Records

Middlesex County and Waltham City property record for 32 Milton St, Waltham, MA 02453

Property Summary

Property TypeSingle Family Home
Details6 bd · 2.5 ba · 2,048 sqft · built 1973
Lot Size0.185 acres (8,080 sqft)
Owner2 Individual Names on Record
Tax Bill$8,072 (2026)
Deeds & MortgagesMar 2017 Line of Credit
Jun 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN78454

Property Details

APN / Parcel Number

Primary APN78454
Alternative APN
  • WALT M:057 B:018 L:0007

Interior

Bedrooms6 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area2,048 sqft Living Area
Gross Area3,676 sqft
Basement Area1,170 sqft
Unfinished Basement1,170 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,080 sqft (0.185 acres)
Pool TypeIn-Ground Pool

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number78454
Street Address32 MILTON ST
CityWALTHAM
StateMA
Zip02453-1607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal SubdivisionSTRATVERN ROAD
Legal Block18
Legal Lot Number7
JurisdictionWALTHAM MA
Township / Civil DivisionWALTHAM
Census Block Group4
Census Block4011
Census Tract368300

Owner

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address32 MILTON ST, WALTHAM, MA 02453-1607
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2017Deed of Trust, Mortgage · Line of Credit
WATERTOWN SAVINGS BANK
Jun 17, 2019Deed of Trust, Mortgage · Balloon Mortgage
ENTERPRISE BANK & TRUST CO
Dec 18, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
GUARANTEED RATE INC
Dec 14, 2018Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTHAM MA
Property Address32 MILTON ST, WALTHAM, MA 02453-1607
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number69055-20
DateMar 27, 2017
Book Page69055/20
Instrument44117
Lender
NameWATERTOWN SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTHAM MA
Property Address32 MILTON ST, WALTHAM, MA 02453-1607
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number72768-440
DateJun 17, 2019
Book Page72768/440
Instrument82059
Lender
NameENTERPRISE BANK & TRUST CO
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount Recorded

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTHAM MA
Property Address32 MILTON ST, WALTHAM, MA 02453-1607
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number76472-201
DateDec 18, 2020
Book Page76472/201
Instrument242530
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTHAM MA
Property Address32 MILTON ST, WALTHAM, MA 02453-1607
Document Number72031-204
Instrument DateDec 14, 2018
Transaction TypeMortgage
Record UpdatedJan 8, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 MILTON ST WALTHAM MA 024531607, WALTHAM, MA 02453-1607

Mortgage

Document Number72031-204
DateDec 19, 2018
Book Page072031/000204
Instrument2755
Lender
NameGUARANTEED RATE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 18, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityWaltham City
Unified School DistrictWaltham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,072.00 (+11.29%)$782,200 (+5.9%) Land $431,800 Building $350,400$871,144 (+0.74%)
2025$7,253.00 (+3.47%)$738,600 (+1.57%) Land $411,300 Building $327,300$864,785 (+9.02%)
2024$7,010.00 (+0.85%)$727,200 (+7.97%) Land $403,600 Building $323,600$793,250
2023$6,951.00$673,500 Land $365,600 Building $307,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALTHAM WATER DEPARTMENT
serves 65,218 people · EPA ID MA3308000
Water SourcePurchased surface water from MWRA
Last State InspectionJun 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20

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