32 Mill St, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 32 Mill St, Waterloo, NY 13165

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,052 sqft · built 1900
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$65,500 (Mar 2003)
Tax Bill	$5,206 (2025)
APN	`453801 12-1-51`

Property Details

APN / Parcel Number

Primary APN	`453801 12-1-51`
Alternative APN	`380101200000010510000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,052 sqft Living Area
1st Floor Area	1,034 sqft
2nd Floor Area	512 sqft
Upper Floors Area	506 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	18,731 sqft (0.43 acres)
Garage Type	Detached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	246 sqft
Patio Area	1,011 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	32 MILL ST
City	WATERLOO
State	NY
Zip	13165-1641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	MB24-37
Legal Block	1
Legal Lot Number	51.000
Jurisdiction	SENECA NY
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1011
Census Tract	950500

Owner

Source: Seneca County and Waterloo Town records · APN 453801 12-1-51

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	32 MILL ST, WATERLOO, NY 13165-1641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 27, 2003 · Amount on Record
Deed Sale	Mar 27, 2003 · Amount on Record
Deed Book / Page	663 / 66
Last Transfer Date	Nov 10, 2011
Transfer Doc	0000000843/000000022
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Seneca County and Waterloo Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Seneca County
County Subdivision	Waterloo Town
Municipality	Waterloo Village
Unified School District	Waterloo Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,206.00 (+92.39%)	$108,400 (-) Land $15,500 Building $92,900	$177,700 (+16.39%) Land $25,409 Building $152,291
2023		$108,400 Land $15,500 Building $92,900	$152,676 Land $21,831 Building $130,845
2019	$2,706.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1990)
Most Recent Claim	Mar 1990 · other causes

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Women's Rights National Historic Park (Boundary Increase) listed 2012 · 3 contributing resources · NRIS 12000134

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Compass Broadband Network Fixed Wireless · not low latency	100 / 100
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 286 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WATERLOO VILLAGE serves 7,000 people
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.