32 Mill Rd, Westhampton Beach, NY 11978 Property Records

Suffolk County and Southampton Town property record for 32 Mill Rd, Westhampton Beach, NY 11978

Property Summary

Property TypeCommercial
Details3,592 sqft · built 2000
Lot Size0.52 acres (22,651 sqft)
OwnerCompany Name on File
Last Sale$979,000 (Jul 2014)
Tax Bill$5,623 (2024)
Deeds & MortgagesOct 2020 Mortgage
Oct 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN0905-012.00-04.00-050.000

Property Details

APN / Parcel Number

Primary APN0905-012.00-04.00-050.000
Alternative APNs
  • 473607 012.000-0004-050.000
  • 360701200000040500000000
  • 47360079960

Interior

Building Area3,592 sqft Gross Area
Basement Area1,613 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Lot Area22,651 sqft (0.52 acres)
View / LotBelow Average
PorchCovered Porch
Porch Area438 sqft
Patio Area971 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address32 MILL RD
CityWESTHAMPTON BEACH
StateNY
Zip11978-2311
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeHC
Legal Description89-CONVERTED H/G TO OFC D EQ 87 +30001988 EQ + 87
Legal Block4
Legal Lot Number50
JurisdictionSUFFOLK NY
Township / Civil DivisionSOUTHAMPTON
Census Block Group3
Census Block3014
Census Tract190502

Owner

32 Mill Rd, a commercial property, is owned by a company that bought it in July 2014.

Source: Suffolk County and Southampton Town records, as of August 11, 2026

Owner of RecordCompany Name on File
Mailing Address32 MILL RD, WESTHAMPTON BEACH, NY 11978-2311
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2020Deed of Trust, Mortgage
BNB BANK NA
Oct 22, 2020Loan Modification, Consolidation and Extension, Mortgage
BNB BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 30, 2014 · Amount on File
Deed SaleJul 30, 2014 · Amount on File
Prior SaleDec 19, 1995 · Amount on File
Deed Book / Page12782 / 838
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address32 MILL RD, WESTHAMPTON BEACH, NY 11978-2311
Document Number0232130810
Instrument DateOct 22, 2020
Transaction TypeMortgage
Record UpdatedApr 12, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address32 MILL RD WESTHAMPTON BEACH NY 119782311, WESTHAMPTON BEACH, NY 11978-2311

Mortgage

Document Number0232130810
DateDec 30, 2020
Book Page023213/000810
Lender
NameBNB BANK NA
TypeBank
AddressHAUPPAUGE, NY 11788
Agreement
AmountAmount on Record

October 2020: Loan Modification, Consolidation and Extension, Mortgage

Document TypeLoan Modification, Consolidation and Extension
JurisdictionSUFFOLK NY
Property Address32 MILL RD, WESTHAMPTON BEACH, NY 11978-2311
Document Number0232130811
Instrument DateOct 22, 2020
Transaction TypeMortgage
Record UpdatedJun 28, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address32 MILL RD WESTHAMPTON BEACH NY 119782311, WESTHAMPTON BEACH, NY 11978-2311

Mortgage

Document Number0232130811
DateDec 30, 2020
Book Page023213/000811
Lender
NameBNB BANK NA
TypeBank
AddressHAUPPAUGE, NY 11788
Agreement
AmountAmount on Record

Tax Assessment & Valuation

Source: Suffolk County and Southampton Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSouthampton Town
MunicipalityWesthampton Beach Village
Unified School DistrictWesthampton Beach Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,319,800 Land $627,900 Building $691,900$2,094,921 (-) Land $996,667 Building $1,098,254
2024$5,623.00$2,094,921 (+53.84%) Land $996,667 Building $1,098,254
2023$946,400 Land $627,900 Building $318,500$1,361,726 Land $903,453 Building $458,273
2020$7,126.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Mill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 367 individual policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies417 units insured
incl. 50 condo units
Nearby Flood Claims932 (1978–2026)
Claims Outside the SFHA77 of 932
Most Recent ClaimAug 2026 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Nov 2012 · 294 claims
  • Severe Blizzard, Mar 1993 · 118 claims
  • Hurricane Gloria, Sep 1985 · 50 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 32 Mill Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
T-Mobile
Fixed Wireless
100 / 20

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