32 Merrill Rd, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 32 Merrill Rd, Gray, ME 04039 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 988 sqft · built 1984
Lot Size	6.5 acres (283,140 sqft)
Owner	Individual Name on File
Last Sale	$210,500 (Dec 2013)
Tax Bill	$3,142 (2025)
Deeds & Mortgages	Nov 2020 Refinance
Flood Zone	Zone AE (high risk)
APN	`GRAY M:037 B:039 L:002-004`

Property Details

APN / Parcel Number

Primary APN	`GRAY M:037 B:039 L:002-004`
Alternative APNs	`M:037 B:039 L:024-000` `2382`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	988 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	283,140 sqft (6.5 acres)

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Account Number	2382
Street Address	32 MERRILL RD
City	GRAY
State	ME
Zip	04039-9552
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	COUNTRY KNOLLS
Legal Block	39
Legal Lot Number	2-4
Jurisdiction	GRAY ME
Township / Civil Division	GRAY
Census Block Group	1
Census Block	1007
Census Tract	4702

Owner

Source: Cumberland County and Gray Town records · APN GRAY M:037 B:039 L:002-004

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	32 MERRILL RD, GRAY, ME 04039-9552
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 06, 2013 · Amount on Record
Deed Sale	Dec 06, 2013 · Amount on Record
Deed Document Number	201372897
Deed Book / Page	31211 / 238
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	32 MERRILL RD, GRAY, ME 04039-9552
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0374170037
Date	Nov 12, 2020
Book Page	37417/37
Instrument	72996

Lender

Name	CUSO HOME LENDING

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: Cumberland County and Gray Town records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gray Town
Unified School District	School Administrative District 15 (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,142.00 (+4.21%)	$324,600 (+63.44%) Land $153,000 Building $171,600
2023	$3,015.00 (+8.84%)	$198,600 (-) Land $75,600 Building $123,000
2022	$2,770.00	$198,600 Land $75,600 Building $123,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cumberland County (23005C), updated June 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230050047021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 1 of 2 on primary residences

Wildfire

Wildfire Risk	Low above 20% of the US · above 54% of Maine
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.