32 Melrose Ave, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 32 Melrose Ave, Needham, MA 02492

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,264 sqft · built 1938
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$363,000 (Apr 1999)
Tax Bill	$11,310 (2025)
Deeds & Mortgages	Sep 2021 Refinance Jun 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:0540004500000`

Property Details

APN / Parcel Number

Primary APN	`M:0540004500000`
Alternative APN	`NEED M:054.0 B:0045 L:0000.0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,264 sqft Living Area
Gross Area	2,584 sqft
1st Floor Area	1,264 sqft
Basement Area	576 sqft
Unfinished Basement	288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 2006
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	32 MELROSE AVE
City	NEEDHAM
State	MA
Zip	02492-3529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRB
Legal Block	45
Jurisdiction	NEEDHAM MA
Township / Civil Division	NEEDHAM
Census Block Group	4
Census Block	4018
Census Tract	457200

Owner

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	32 MELROSE AVE, NEEDHAM, MA 02492-3529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB
Jun 6, 2017	Deed of Trust, Mortgage · Line of Credit DIRECT CU
Jun 6, 2017	Deed of Trust, Mortgage DIRECT CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 9, 1999 · Amount on Record
Deed Sale	Apr 9, 1999 · Amount on Record
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	32 MELROSE AVE, NEEDHAM, MA 02492-3529
Transaction Type	Mortgage
Record Updated	Oct 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39875-253
Date	Sep 21, 2021
Book Page	39875/253
Instrument	122128

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	32 MELROSE AVE, NEEDHAM, MA 02492-3529
Document Number	35181-252
Instrument Date	Jun 6, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35181-252
Date	Jun 12, 2017
Book Page	035181/000252
Instrument	51088

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 11, 2037

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	32 MELROSE AVE, NEEDHAM, MA 02492-3529
Document Number	35181-235
Instrument Date	Jun 6, 2017
Transaction Type	Mortgage
Record Updated	Jul 4, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35181-235
Date	Jun 12, 2017
Book Page	035181/000235
Instrument	51087

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2047

Tax Assessment & Valuation

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Needham Town
Unified School District	Needham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,310.00 (-8.92%)	$1,067,000 (+12.04%) Land $765,600 Building $301,400	$1,616,330 (+23.83%)
2024			$1,305,300
2023	$12,418.00	$952,300 Land $563,600 Building $388,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Radiate Holdings Cable	1,500 / 50

May also be available: AT&T, T-Mobile USA.

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