32 Melody Ln, Cocolalla, ID 83813 Property Records

Bonner County property record for 32 Melody Ln, Cocolalla, ID 83813

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,131 sqft · built 1953
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$365,600 (Sep 2017)
Tax Bill	$2,226 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RP000610000070A`

Property Details

APN / Parcel Number

Primary APN	`RP000610000070A`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,131 sqft Finished Area
1st Floor Area	1,131 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1985
Exterior Material	Concrete
Roof Type	Hip
Roof Material	Galvanized Metal
Lot Area	13,504 sqft (0.31 acres)
Lot Width	65 ft Width
Garage Type	Detached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Cabin	225 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	32 MELODY LN
City	COCOLALLA
State	ID
Zip	83813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Description	5-55N-2W COCOLALLA LAKE LOTS LOT 7 CPWRS
Legal Range	02W
Legal Township	55N
Legal Section	05
Legal Subdivision	LAKE LOTS
Legal Lot Number	7
Jurisdiction	BONNER ID
Township / Civil Division	BLANCHARD-GLENGARY
Census Block Group	3
Census Block	3014
Census Tract	950801

Owner

Source: Bonner County records · APN RP000610000070A

Assessment roll updated August 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5987 N LA ROCHELLE DR, COEUR D ALENE, ID 83815-9355
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 05, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 01, 2017	Warranty Deed, Transfer · Conventional Mortgage BOFI FEDERAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 01, 2017 · Amount on Record
Deed Sale	Sep 01, 2017 · Amount on Record
Deed Document Number	2017910771
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	32 MELODY LN, COCOLALLA, ID 83813
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	973462
Date	Jan 05, 2021
Instrument	973462

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Sep 01, 2017
Property Address	32 MELODY LN, COCOLALLA, ID 83813
Document Number	910771
Map Reference	MB1 PG191
Instrument Date	Aug 29, 2017
Instrument	910771
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	NORTH ID TITLE COMPANY, NORTH DIAHO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5987 N LA ROCHELLE DR, COEUR D ALENE, ID 83815-9355

Mortgage

Document Number	910772
Date	Sep 01, 2017
Instrument	910772

Lender

Name	BOFI FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2047

Tax Assessment & Valuation

Source: Bonner County records · Assessment roll updated August 22, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$519,088 (-1.84%)	$519,088 (-1.84%)
2025	$2,226.00 (-9.66%)	$528,800 (-2.91%) Land $365,560 Building $163,240	$528,800 (-2.91%) Land $365,560 Building $163,240
2023	$2,464.00	$544,637 Land $331,189 Building $213,448	$544,637 Land $331,189 Building $213,448

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mann Holdings Fixed Wireless	250 / 50
T-Mobile USA Fixed Wireless	100 / 20
Wired or Wireless Fixed Wireless · not low latency	30 / 10

May also be available: AT&T, Fatbeam Holdings.

Based on FCC filings for 44 locations within half a mile of this property.

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