32 Mello Ln, Harwich, MA 02645 Property Records

Barnstable County and Harwich Town property record for 32 Mello Ln, Harwich, MA 02645

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,156 sqft · built 1996
Lot Size	0.396 acres (17,259 sqft)
Owner	Individual Name on File
Last Sale	$565,000 (Sep 2020)
Tax Bill	$4,104 (2025)
Deeds & Mortgages	Aug 2023 Sale Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HARW M:42 P:E2-4`

Property Details

APN / Parcel Number

Primary APN	`HARW M:42 P:E2-4`
Alternative APNs	`M:00042 B:E002 L:004` `9325`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,156 sqft Living Area
Gross Area	3,772 sqft
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,259 sqft (0.396 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	9325
Street Address	32 MELLO LN
City	HARWICH
State	MA
Zip	02645-3102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	HARWICH MA
Township / Civil Division	HARWICH
Census Block Group	2
Census Block	2018
Census Tract	11200

Owner

32 Mello Ln is owned by an individual who acquired it in August 2023.

Source: Barnstable County and Harwich Town records, as of October 8, 2026

Owner of Record	Individual Name on File
Mailing Address	27 SHATTUCK PL, CHATHAM, MA 02633-2217
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Redemption Deed, Transfer
Sep 1, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAPE COD FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2020 · Amount on File
Deed Sale	Sep 1, 2020 · Amount on File
Prior Sale	Apr 3, 1999 · Amount on File
Deed Document Number	202045670
Deed Book / Page	33222 / 324
Last Transfer Date	Aug 3, 2023
Transfer Doc	035927-262
Record Updated	Oct 29, 2026

August 2023: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	HARWICH MA
Recording Date	Aug 8, 2023
Property Address	32 MELLO LN, HARWICH, MA 02645-3102
Document Number	035927-262
Book / Page	35927 / 262
Instrument Date	Aug 3, 2023
Instrument	31374
Transaction Type	Transfer
Record Updated	Aug 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARWICH MA
Recording Date	Sep 1, 2020
Property Address	32 MELLO LN, HARWICH, MA 02645-3102
Document Number	33222-324
Book / Page	33222 / 324
Instrument Date	Aug 26, 2020
Instrument	45670
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	27 SHATTUCK PL, CHATHAM, MA 02633-2217

Mortgage

Document Number	45671
Date	Sep 1, 2020
Instrument	45671

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 32 Mello Ln was $4,104, up 3.9% from the year before.

Source: Barnstable County and Harwich Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Harwich Town
Unified School District	Monomoy Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,104.00 (+3.9%)	$694,400 (+6%) Land $209,200 Building $485,200	$926,060
2024	$3,950.00 (+4.72%)	$655,100 (+15.33%) Land $197,300 Building $457,800
2023	$3,772.00 (+2.19%)	$568,000 (+24.81%) Land $179,400 Building $388,600
2022	$3,691.00	$455,100 Land $156,000 Building $299,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Mello Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Mello Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARWICH WATER DEPARTMENT serves 39,144 people · EPA ID MA4126000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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