32 McCarty St, Candor, NY 13743 Property Records

Tioga County and Candor Town property record for 32 McCarty St, Candor, NY 13743

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 970 sqft · built 1964
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on File
Last Sale$85,052 (Apr 2022)
Tax Bill$3,012 (2026)
Deeds & MortgagesApr 2022 Sale & Mortgage
Flood ZoneZone A (high risk)
APN492489 61.05-1-47

Property Details

APN / Parcel Number

Primary APN492489 61.05-1-47
Alternative APNs
  • 248906100500010470000000
  • 00000000342

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area970 sqft Living Area
1st Floor Area720 sqft
Upper Floors Area360 sqft
AtticAttic
Attic Area250 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1975
Architectural StyleCottage
Exterior MaterialAluminum/Vinyl
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions170 ft deep x 66 ft wide
Garage TypeAttached
Garage Area336 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area228 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number00000000342
Street Address32 MCCARTY ST
CityCANDOR
StateNY
Zip13743-1430
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZONE
Legal Block1
Legal Lot Number47.000
JurisdictionTIOGA NY
Township / Civil DivisionCANDOR
Census Block Group1
Census Block1047
Census Tract20200

Owner

32 McCarty St is owned and occupied by an individual who bought it in April 2022.

Source: Tioga County and Candor Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address32 MCCARTY ST, CANDOR, NY 13743-1430
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 6, 2022 · Amount on File
Deed SaleApr 6, 2022 · Amount on File
Deed Document Number2022-00001558
Prior Transfer DateMar 15, 2010
Prior Transfer Doc0000017688/000000900
Record UpdatedOct 29, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTIOGA NY
Recording DateApr 6, 2022
Property Address32 MCCARTY ST, CANDOR, NY 13743-1430
Document Number2022000001558
Instrument DateMar 28, 2022
Instrument20220-00001558
Transaction TypeTransfer
Record UpdatedMar 21, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address83 PAIGE ST, OWEGO, NY 13827-1430

Mortgage

Document Number22000001559
DateApr 6, 2022
Instrument220-00001559
Lender
NameM & T BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Mortgage

Document Number2022000001560
DateApr 6, 2022
Instrument20220-00001560
Lender
NameM & T BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 32 McCarty St was $3,012, up 0.8% from the year before.

Source: Tioga County and Candor Town assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyTioga County
County SubdivisionCandor Town
Unified School DistrictCandor Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,012.00 (+0.8%)
2025$2,988.00$66,000 Land $20,100 Building $45,900$107,317 Land $32,683 Building $74,634
2023$66,000 Land $20,100 Building $45,900$91,034 Land $27,724 Building $63,310
2019$1,137.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 McCarty St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims10 (2011–2025)
Claims Outside the SFHA5 of 10
Most Recent ClaimJul 2025 · rainfall accumulation
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 McCarty St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 89% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Haefele Connect
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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