Essex County and Lynn City property record for 32 Margin St, #C, Lynn, MA 01905
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 1,385 sqft · built 1988 |
| Lot Size | 1.33 acres (58,074 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $440,000 (Sep 2022) |
| Tax Bill | $4,611 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | B:020 L:307 S:030-012 |
| Primary APN | B:020 L:307 S:030-012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,385 sqft Living Area |
| Gross Area | 1,839 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Other |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 58,074 sqft (1.33 acres) |
| Cooling System | HVAC |
|---|
| Street Address | 32 MARGIN ST, C |
|---|---|
| City | LYNN |
| State | MA |
| Zip | 01905-1990 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | LI |
| Legal Subdivision | RIVER BAY CONDO |
| Legal Block | 307 |
| Legal Lot Number | 30 |
| Jurisdiction | LYNN MA |
| Township / Civil Division | LYNN |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 205700 |
Source: Essex County and Lynn City records · APN B:020 L:307 S:030-012
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32 MARGIN ST, C, LYNN, MA 01905-1990 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 27, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage JEANNE D ARC CU |
| Sep 01, 2020 | Condominium Deed, Transfer NATIONS LNDG |
| Sep 12, 2019 | Condominium Deed, Transfer · Conventional with PMI GUARANTEED RATE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 27, 2022 · Amount on Record |
| Deed Sale | Sep 27, 2022 · Amount on Record |
| Prior Sale | Sep 12, 2019 · Amount on Record |
| Deed Book / Page | 41213 / 61 |
| Prior Transfer Date | Aug 21, 2020 |
| Prior Transfer Doc | 38889-526 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYNN MA |
| Recording Date | Sep 27, 2022 |
| Property Address | 32 MARGIN ST # C, C, LYNN, MA 01905-1990 |
| Document Number | 0041213-61 |
| Book / Page | 41213 / 61 |
| Instrument Date | Sep 27, 2022 |
| Instrument | 20220927001580 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 32 MARGIN ST # 32C, 32C, LYNN, MA 01905-1990 |
| Document Number | 0000000159 |
|---|---|
| Date | Sep 27, 2022 |
| Instrument | 159 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Oct 01, 2029 |
| Max Rate At Change | 2.75% |
| Index | 1-Year CMT |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | LYNN MA |
| Recording Date | Sep 01, 2020 |
| Property Address | 32 MARGIN ST # C, C, LYNN, MA 01905-1990 |
| Document Number | 38889-526 |
| Book / Page | 038889 / 000526 |
| Instrument Date | Aug 21, 2020 |
| Instrument | 1002450 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 32 MARGIN ST #32C LYNN MA 019051990, 32C, LYNN, MA 01905-1990 |
| Document Number | 38889-528 |
|---|---|
| Date | Sep 01, 2020 |
| Book Page | 038889/000528 |
| Instrument | 1002460 |
| Name | NATIONS LNDG |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 31, 2050 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | LYNN MA |
| Recording Date | Sep 12, 2019 |
| Property Address | 32 MARGIN ST # C, C, LYNN, MA 01905-1990 |
| Document Number | 37836-34 |
| Book / Page | 037836 / 000034 |
| Instrument Date | Sep 12, 2019 |
| Instrument | 1909123100 |
| Transaction Type | Transfer |
| Record Updated | Oct 02, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,596.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32 MARGIN ST #32C LYNN MA 019051990, 32C, LYNN, MA 01905-1990 |
| Document Number | 37836-36 |
|---|---|
| Date | Sep 12, 2019 |
| Book Page | 037836/000036 |
| Instrument | 1909123110 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 11, 2049 |
Source: Essex County and Lynn City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lynn City |
| Unified School District | Lynn School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,611.00 (+2.31%) | $445,100 (+4%) Building $445,100 | $468,445 |
| 2024 | $4,507.00 (-2.82%) | $428,000 (+2.88%) Building $428,000 | |
| 2023 | $4,638.00 | $416,000 Building $416,000 |
Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 19 individual policies |
| Nearby Flood Policies | 73 units insured incl. 54 condo units |
| Nearby Flood Claims | 12 (1996–2024) |
| Claims Outside the SFHA | 3 of 12 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
May also be available: AT&T, Starry, T-Mobile USA.
Based on FCC filings for 864 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LYNN WATER AND SEWER COMM serves 101,253 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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