32 Manus Chapel Rd, Mill Spring, NC 28756 Property Records

Polk County property record for 32 Manus Chapel Rd, Mill Spring, NC 28756

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,280 sqft · built 1960
Lot Size	2.97 acres (129,373 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Mar 2025)
Tax Bill	$1,027 (2026)
Deeds & Mortgages	Dec 2025 Transfer Oct 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`P92-68`

Property Details

APN / Parcel Number

Primary APN	`P92-68`
Alternative APN	`50262`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	1,280 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Wood Siding
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	129,373 sqft (2.97 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	50262
Street Address	32 MANUS CHAPEL RD
City	MILL SPRING
State	NC
Zip	28756-6784
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPEN
Legal Description	2.25 ACRES, 400 400 COUNTY RURAL
Legal Subdivision	COUNTY RURAL
Jurisdiction	POLK NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1018
Census Tract	920202

Owner

Source: Polk County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32 MANUS CHAPEL RD, MILL SPRING, NC 28756-6784
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Correction Deed
Oct 24, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIFTH THIRD BANK
Dec 4, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIFTH THIRD BANK
Mar 26, 2025	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2025 · Amount on Record
Deed Sale	Mar 26, 2025 · Amount on Record
Prior Sale	Mar 11, 1971
Deed Book / Page	490 / 2324
Last Transfer Date	Dec 11, 2025
Transfer Doc	00496/1203
Record Updated	Oct 29, 2026

December 2025: Correction Deed

Document Type	Correction Deed
Jurisdiction	POLK NC
Recording Date	Dec 18, 2025
Property Address	32 MANUS CHAPEL RD, MILL SPRING, NC 28756-6784
Document Number	00496/1203
Book / Page	496 / 1203
Instrument Date	Dec 11, 2025
Record Updated	Jan 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	207 VALLEYVIEW DR, FOREST CITY, NC 28043-4106

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 MANUS CHAPEL RD, MILL SPRING, NC 28756-6784

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	32 MANUS CHAPEL RD, MILL SPRING, NC 28756-6784
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000444/119
Date	Oct 24, 2019
Book Page	444/119

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2029

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	32 MANUS CHAPEL RD, MILL SPRING, NC 28756-6784
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00000445/1
Date	Dec 4, 2019
Book Page	445/1

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Mar 26, 2025
Property Address	32 MANUS CHAPEL RD, MILL SPRING, NC 28756-6784
Document Number	00490/2324
Book / Page	490 / 2324
Map Reference	FILE G PG 815
Instrument Date	Mar 17, 2025
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	207 VALLEYVIEW DR, FOREST CITY, NC 28043-4106

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 MANUS CHAPEL RD, MILL SPRING, NC 28756-6784

Mortgage

Document Number	00490/2328
Date	Mar 26, 2025
Book Page	490/2328

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,027.00 (+27.1%)	$201,361 (+27.15%) Land $48,222 Building $153,139	$201,361 (+27.15%) Land $48,222 Building $153,139
2025	$808.00 (+23.55%)	$158,360 (+54.73%) Land $41,562 Building $116,798	$158,360 (+54.73%) Land $41,562 Building $116,798
2023	$654.00	$102,344 Land $31,250 Building $71,094
2021			$102,344 Land $31,250 Building $71,094

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Windstream DSL	300 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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