Kennebec County and Oakland Town property record for 32 Main St, Oakland, ME 04963
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 748 sqft · built 1954 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Jan 2024) |
| Tax Bill | $2,090 (2025) |
| Deeds & Mortgages | Apr 2021 Refinance Jun 2023 Refinance + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | OAKL M:015 L:115 |
| Primary APN | OAKL M:015 L:115 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 748 sqft Living Area |
| 1st Floor Area | 748 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 21,344 sqft (0.49 acres) |
| Heating System | Hot Water |
|---|
| Account Number | 2942 |
|---|---|
| Street Address | 32 MAIN ST |
| City | OAKLAND |
| State | ME |
| Zip | 04963-4949 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DOWNTO |
| Legal Lot Number | 115 |
| Jurisdiction | OAKLAND ME |
| Township / Civil Division | OAKLAND |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 25001 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
32 Main St is owned and occupied by two individuals who bought it in January 2024.
Source: Kennebec County and Oakland Town records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32 MAIN ST, OAKLAND, ME 04963-4949 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MAINE STATE CREDIT UNION |
| Jun 14, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC |
| Jul 29, 2015 | Deed of Trust, Mortgage GREEN TREE FNCL SVCS |
| Apr 11, 2005 | Deed of Trust, Mortgage · ARM AMERIQUEST MTG CORP |
| Aug 18, 2006 | Deed of Trust, Mortgage BENEFICIAL MAINE INC |
| Sep 19, 2006 | Deed of Trust, Mortgage CORESTAR FNCL GRP LLC |
| Jan 31, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage GBCC LLC |
| Oct 15, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage GERHARD VONHAUENSCHI |
| Feb 6, 2006 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2024 · Amount on File |
| Deed Sale | Jan 31, 2024 · Amount on File |
| Prior Sale | Oct 15, 2019 · Amount on File |
| Deed Document Number | 20242024001939 |
| Deed Book / Page | 14970 / 113 |
| Transfer Doc | 0000003040 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND ME |
| Property Address | 32 MAIN ST, OAKLAND, ME 04963-4949 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2021008298 |
|---|---|
| Date | Apr 2, 2021 |
| Book Page | 13952/57 |
| Instrument | 2021008298 |
| Name | MAINE STATE CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | May 1, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND ME |
| Property Address | 32 MAIN ST, OAKLAND, ME 04963-4949 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2023010272 |
|---|---|
| Date | Jun 14, 2023 |
| Book Page | 14780/44 |
| Instrument | 2023010272 |
| Name | NEWREZ LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jul 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND ME |
| Property Address | 32 MAIN ST, OAKLAND, ME 04963-4949 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000017622 |
|---|---|
| Date | Jul 29, 2015 |
| Book Page | 12053/0118 |
| Instrument | 000000017622 |
| Name | GREEN TREE FNCL SVCS |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jul 29, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND ME |
| Property Address | 32 MAIN ST, OAKLAND, ME 04963-4949 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000009074 |
|---|---|
| Date | Apr 11, 2005 |
| Book Page | 08366/0065 |
| Instrument | 000000009074 |
| Name | AMERIQUEST MTG CORP |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 276 Months |
| Due | Apr 11, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Type Change Date | May 1, 2007 |
| Margin | 6 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND ME |
| Property Address | 32 MAIN ST, OAKLAND, ME 04963-4949 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000024342 |
|---|---|
| Date | Aug 18, 2006 |
| Book Page | 09029/0232 |
| Instrument | 000000024342 |
| Name | BENEFICIAL MAINE INC |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 169 Months |
| Due | Sep 21, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND ME |
| Property Address | 32 MAIN ST, OAKLAND, ME 04963-4949 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000028330 |
|---|---|
| Date | Sep 19, 2006 |
| Book Page | 09073/0127 |
| Instrument | 000000028330 |
| Name | CORESTAR FNCL GRP LLC |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 288 Months |
| Due | Sep 19, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BELGRADE ME |
| Recording Date | Jan 31, 2024 |
| Property Address | 32 MAIN ST, OAKLAND, ME 04963-4949 |
| Document Number | 2024001939 |
| Book / Page | 14970 / 113 |
| Instrument Date | Jan 30, 2024 |
| Instrument | 2024001939 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 331, BELGRADE LAKES, ME 04918-0331 |
| Document Number | 2024001940 |
|---|---|
| Date | Jan 31, 2024 |
| Instrument | 2024001940 |
| Name | GBCC LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BELGRADE ME |
| Recording Date | Oct 15, 2019 |
| Property Address | 32 MAIN ST, OAKLAND, ME 04963-4949 |
| Document Number | 2019023971 |
| Book / Page | 13366 / 60 |
| Instrument Date | Oct 15, 2019 |
| Instrument | 2019023971 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 275 POND RD, VERNON, ME |
| Document Number | 2019023972 |
|---|---|
| Date | Oct 15, 2019 |
| Instrument | 2019023972 |
| Name | GERHARD VONHAUENSCHI |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BELGRADE ME |
| Recording Date | Feb 6, 2006 |
| Property Address | 32 MAIN ST, OAKLAND, ME 04963-4949 |
| Document Number | 0000003040 |
| Book / Page | 08788 / 0181 |
| Instrument | 000000003040 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 32 Main St was $2,090, up 3.4% from the year before.
Source: Kennebec County and Oakland Town assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Kennebec County |
| County Subdivision | Oakland Town |
| Unified School District | Regional School Unit 18 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,090.00 (+3.36%) | $133,800 (-3.25%) Land $22,900 Building $110,900 | |
| 2024 | $2,022.00 (+13.85%) | $138,300 (+12.17%) Land $22,900 Building $115,400 | |
| 2023 | $1,776.00 (-1.17%) | $123,300 (+17.99%) Land $22,900 Building $100,400 | $140,980 |
| 2022 | $1,797.00 | $104,500 Land $20,800 Building $83,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 32 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 32 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAINE WATER COMPANY OAKLAND DIVISION private · serves 2,873 people · EPA ID ME0091190 |
|---|---|
| Water Source | Purchased surface water from KENNEBEC WATER DISTRICT |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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