32 Main St, Bradley Beach, NJ 07720 Property Records

Monmouth County and Bradley Beach Borough property record for 32 Main St, Bradley Beach, NJ 07720

Property Summary

Property Type	Retail Store
Details	5,304 sqft · built 1967
Lot Size	0.172 acres (7,490 sqft)
Owner	Company Name on File
Last Sale	$600,000 (Dec 2025)
Tax Bill	$8,007 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-00083-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`08-00083-0000-00014`
Alternative APNs	`080008300014` `7`

Interior

Building Area	5,304 sqft Total Area

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Lot Area	7,490 sqft (0.172 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	7
Street Address	32 MAIN ST
City	BRADLEY BEACH
State	NJ
Zip	07720-1040
Property Category	Commercial
Property Type	Commercial > Retail > Retail Store
Local Zoning Code	MU08
Legal Subdivision	CENTRAL PARK
Legal Block	83
Legal Lot Number	14
Jurisdiction	MONMOUTH NJ
Township / Civil Division	BRADLEY BEACH
Census Block Group	3
Census Block	3022
Census Tract	808201

Owner

32 Main St, a commercial property, is owned by a company that bought it in December 2025.

Source: Monmouth County and Bradley Beach Borough records, as of July 9, 2026

Owner of Record	Company Name on File
Mailing Address	32 MAIN ST, BRADLEY BEACH, NJ 07720-1040
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2025 · Amount on File
Deed Sale	Dec 5, 2025 · Amount on File
Prior Sale	Oct 31, 2016 · Amount on File
Deed Document Number	202597362
Deed Book / Page	9769 / 1104
Record Updated	Sep 20, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Dec 5, 2025
Property Address	32 MAIN ST, BRADLEY BEACH, NJ 07720-1040
Document Number	0097691104
Book / Page	9769 / 1104
Instrument Date	Sep 29, 2025
Instrument	2025097362
Transaction Type	Transfer
Record Updated	Jan 2, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Tax	$5,185.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 MAPLE DR, SPRING LAKE, NJ 07762-2112

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 MAIN ST, BRADLEY BEACH, NJ 07720-1040

Mortgage

Document Number	0097691176
Date	Dec 5, 2025
Book Page	9769/1176
Instrument	2025097364

Lender

Name	TD BANK NA
Type	Bank
Address	GREENVILLE, SC 29607

Agreement

Type	SBA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 32 Main St was $8,007, down 1% from the year before.

Source: Monmouth County and Bradley Beach Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Bradley Beach Borough
Unified School District	Bradley Beach Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,040,500 (+15.01%) Land $560,100 Building $480,400	$1,040,500 (+15.01%) Land $560,100 Building $480,400
2025	$8,007.00 (-1.01%)	$904,700 Land $468,300 Building $436,400	$904,700 Land $468,300 Building $436,400
2024	$8,089.00
2023		$824,900 Land $373,800 Building $451,100	$824,900 Land $373,800 Building $451,100
2022	$8,162.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 81 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	107 units insured incl. 26 condo units
Nearby Flood Claims	20 (2005–2023)
Claims Outside the SFHA	20 of 20
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 32 Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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