32 Luther St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 32 Luther St, Chicopee, MA 01013

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,598 sqft · built 1920
Lot Size	0.38 acres (16,569 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (May 2022)
Tax Bill	$4,519 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`80-00051`

Property Details

APN / Parcel Number

Primary APN	`80-00051`
Alternative APN	`CHIC M:0080 P:00051`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,598 sqft Living Area
Gross Area	3,152 sqft
1st Floor Area	1,146 sqft
Basement Area	696 sqft
Unfinished Basement	696 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,569 sqft (0.38 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	80-00051
Street Address	32 LUTHER ST
City	CHICOPEE
State	MA
Zip	01013-3032
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	1
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	1
Census Block	1016
Census Tract	810800

Owner

32 Luther St, a duplex, is owned and occupied by an individual who bought it in May 2022.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	32 LUTHER ST, CHICOPEE, MA 01013-3032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2022 · Amount on File
Deed Sale	May 27, 2022 · Amount on File
Prior Sale	Mar 27, 2015 · Amount on File
Deed Book / Page	24566 / 40
Prior Transfer Date	May 26, 2022
Prior Transfer Doc	0024566-40
Record Updated	Oct 29, 2026

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	May 27, 2022
Property Address	32 LUTHER ST, CHICOPEE, MA 01013-3032
Document Number	0024566-40
Book / Page	24566 / 40
Instrument Date	May 26, 2022
Instrument	32190
Transaction Type	Transfer
Record Updated	Jun 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 LUTHER ST, CHICOPEE, MA 01013-3032

Mortgage

Document Number	0000032191
Date	May 27, 2022
Instrument	32191

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jun 1, 2034
Max Rate At Change	2.88%
Index	1-Year CMT

Tax Assessment & Valuation

The 2026 property tax bill for 32 Luther St was $4,519, up 10.1% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,519.00 (+10.09%)	$296,500 (+9.49%) Land $80,400 Building $216,100	$325,994
2025	$4,105.00 (+5.66%)	$270,800 (+2.89%) Land $72,900 Building $197,900
2024	$3,885.00 (+6.79%)	$263,200 (+9.62%) Land $71,400 Building $191,800
2023	$3,638.00	$240,100 Land $65,000 Building $175,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Luther St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 32 Luther St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30