32 Lovers Ln, Madison, CT 06443 Property Records

Madison Town property record for 32 Lovers Ln, Madison, CT 06443

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,816 sqft · built 1997
Lot Size	0.74 acres (32,234 sqft)
Owner	Individual Name on File
Last Sale	$126,000 (May 1996)
Tax Bill	$11,839 (2026)
Deeds & Mortgages	Sep 2021 Refinance Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MADI M:39 B:85`

Property Details

APN / Parcel Number

Primary APN	`MADI M:39 B:85`
Alternative APNs	`00257900` `257900`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,816 sqft Living Area
Gross Area	6,384 sqft
Basement Area	1,352 sqft
Unfinished Basement	1,352 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,234 sqft (0.74 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	257900
Street Address	32 LOVERS LN
City	MADISON
State	CT
Zip	06443-3318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	85
Jurisdiction	MADISON CT
Township / Civil Division	MADISON
Census Block Group	2
Census Block	2011
Census Tract	194101

Owner

32 Lovers Ln is owned and occupied by an individual who bought it in May 1996.

Source: Madison Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	32 LOVERS LN, MADISON, CT 06443-3318
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance KEY BANK NA
Dec 29, 2018	Deed of Trust, Mortgage · Conventional with PMI KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 1996 · Amount on File
Deed Sale	May 1, 1996 · Amount on File
Prior Sale	Dec 29, 1995 · Amount on File
Deed Book / Page	698 / 67
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON CT
Property Address	32 LOVERS LN, MADISON, CT 06443-3318
Transaction Type	Mortgage
Record Updated	Sep 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2237-136
Date	Sep 17, 2021
Book Page	2237/136
Instrument	3498

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON CT
Property Address	32 LOVERS LN, MADISON, CT 06443-3318
Document Number	2088-133
Instrument Date	Dec 29, 2018
Transaction Type	Mortgage
Record Updated	Jan 29, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	32 LOVERS LN MADISON CT 064433318, MADISON, CT 06443-3318

Mortgage

Document Number	2088-133
Date	Jan 9, 2019
Book Page	002088/000133
Instrument	71

Lender

Name	KEYBANK USA
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jan 8, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 32 Lovers Ln was $11,839, up 2.8% from the year before.

Source: Madison Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Madison Town
Unified School District	Madison School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,839.00 (+2.8%)	$513,400 (-) Land $116,600 Building $381,700	$996,387 (+177.25%)
2025	$11,516.00	$513,400 Land $116,600 Building $396,800	$359,380 Land $81,620 Building $277,760
2024	$11,516.00 (+6.59%)
2023	$10,804.00 (+1.91%)	$360,500 (-) Land $89,600 Building $270,900
2022	$10,602.00	$360,500 Land $89,600 Building $270,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Lovers Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Lovers Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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