32 Locust Ave, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 32 Locust Ave, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	1 ba · 864 sqft · built 1961
Lot Size	0.137 acres (6,000 sqft)
Owner	Individual Name on Record
Tax Bill	$4,603 (2023)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-000-00350000`

Property Details

APN / Parcel Number

Primary APN	`06-000-00350000`
Alternative APNs	`600000350000` `00000350000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Total Area
1st Floor Area	864 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.137 acres)
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	326 sqft
Deck Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	00000350000
Old Parcel Number	600000350000
Street Address	32 LOCUST AVE
City	ANNAPOLIS
State	MD
Zip	21401-3326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 68 32 LOCUST AVE ANNAPOLIS
Legal Subdivision	ACREAGE & UNREC PLATS
Legal Lot Number	68 32
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2016
Census Tract	706600

Owner

Source: Anne Arundel County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 400, ANNAPOLIS, MD 21404-0400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 1992
Deed Sale	Jun 2, 1992
Deed Document Number	005282
Record Updated	Jun 7, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	32 LOCUST AVE, ANNAPOLIS, MD 21401-3326
Transaction Type	Mortgage
Record Updated	Dec 20, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0380000222
Date	Dec 2, 2021
Book Page	38000/222

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,603.00 Homeowner's exemption	$399,800 Land $308,500 Building $91,300	$399,800 Land $308,500 Building $91,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2013–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20