32 Locke Ave, Athol, MA 01331 Property Records

Worcester County and Athol Town property record for 32 Locke Ave, Athol, MA 01331

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,269 sqft · built 1952
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$411,000 (Aug 2025)
Tax Bill	$5,261 (2025)
Deeds & Mortgages	Jun 2021 Refinance Aug 2025 Sale & Mortgage + 2 more
APN	`ATHO M:00012 B:00236 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ATHO M:00012 B:00236 L:00000`
Alternative APN	`954`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,269 sqft Living Area
Gross Area	3,955 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	954
Street Address	32 LOCKE AVE
City	ATHOL
State	MA
Zip	01331-1414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	236
Jurisdiction	ATHOL MA
Township / Civil Division	ATHOL
Census Block Group	1
Census Block	1011
Census Tract	703200

Owner

Source: Worcester County and Athol Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32 LOCKE AVE, ATHOL, MA 01331-1414
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Aug 25, 2025	Quit Claim Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Feb 10, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 22, 2019	Quit Claim Deed, Transfer · VA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2025 · Amount on Record
Deed Sale	Aug 25, 2025 · Amount on Record
Prior Sale	May 22, 2019 · Amount on Record
Deed Document Number	202571684
Deed Book / Page	72440 / 281
Prior Transfer Date	Aug 22, 2025
Prior Transfer Doc	072440-281
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATHOL MA
Property Address	32 LOCKE AVE, ATHOL, MA 01331-1414
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	065336-377
Date	Jun 8, 2021
Book Page	65336/377
Instrument	78861

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	337 Months
Due	Jul 1, 2049

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ATHOL MA
Recording Date	Aug 25, 2025
Property Address	32 LOCKE AVE, ATHOL, MA 01331-1414
Document Number	072440-281
Book / Page	72440 / 281
Instrument Date	Aug 22, 2025
Instrument	71684
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	32 LOCKE AVE, ATHOL, MA 01331-1414
Investor	Possibly a Property Investor

Mortgage

Document Number	0000071685
Date	Aug 25, 2025
Instrument	71685

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATHOL MA
Property Address	32 LOCKE AVE, ATHOL, MA 01331-1414
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061873-96
Date	Feb 10, 2020
Book Page	61873/96
Instrument	14106

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Mar 1, 2049

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ATHOL MA
Recording Date	May 22, 2019
Property Address	32 LOCKE AVE, ATHOL, MA 01331-1414
Document Number	60442-378
Book / Page	60442 / 378
Instrument Date	May 22, 2019
Instrument	46391
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 LOCKE AVE, ATHOL, MA 01331-1414

Mortgage

Document Number	46392
Date	May 22, 2019
Instrument	46392

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Athol Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Athol Town
Unified School District	Athol-Royalston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,261.00 (+6.5%)	$413,900 (+7.51%) Land $54,800 Building $359,100	$384,940 (+7.68%)
2024	$4,940.00 (+0.16%)	$385,000 (+9.59%) Land $54,800 Building $330,200	$357,485
2023	$4,932.00	$351,300 Land $39,800 Building $311,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHOL DPW WATER DIVISION serves 10,587 people · EPA ID MA1015000
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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