32 Linden St, Westerly, RI 02891 Property Records

Westerly Town property record for 32 Linden St, Westerly, RI 02891

Property Summary

Property Type	Duplex
Details	5 bd · 3.5 ba · 1,825 sqft · built 1960
Lot Size	0.648 acres (28,216 sqft)
Owner	Individual Name on File
Tax Bill	$3,378 (2025)
Deeds & Mortgages	Nov 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`WEST M:57 B:248`

Property Details

APN / Parcel Number

Primary APN	`WEST M:57 B:248`
Alternative APNs	`M:057 B:248 L` `7138703`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,825 sqft Living Area
Gross Area	5,148 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,216 sqft (0.648 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	7138703
Street Address	32 LINDEN ST
City	WESTERLY
State	RI
Zip	02891-1960
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	248
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	2
Census Block	2006
Census Tract	50801

Owner

Source: Westerly Town records · APN WEST M:57 B:248

Assessment roll updated June 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	32 LINDEN ST, WESTERLY, RI 02891-1960
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	32 LINDEN ST, WESTERLY, RI 02891-1960
Transaction Type	Mortgage
Record Updated	Dec 02, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021-28976
Date	Nov 17, 2021
Book Page	2021/28976
Instrument	2021-6418

Lender

Name	SEMPER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 01, 2041

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,378.00 (+6.7%)	$434,200 (+39.35%) Land $165,800 Building $268,400
2023	$3,166.00 (+0.6%)	$311,600 (-) Land $120,300 Building $191,300
2022	$3,147.00	$311,600 Land $120,300 Building $191,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 26, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Based on FCC filings for 442 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.