32 Lincoln St, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 32 Lincoln St, Needham, MA 02492

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,009 sqft · built 1910
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,740,000 (Mar 2025)
Tax Bill	$9,530 (2025)
Deeds & Mortgages	Jul 2024 Refinance Mar 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:0470003800000`

Property Details

APN / Parcel Number

Primary APN	`M:0470003800000`
Alternative APN	`NEED M:047.0 B:0038 L:0000.0`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,009 sqft Living Area
Gross Area	1,898 sqft
1st Floor Area	1,009 sqft
Basement Area	889 sqft
Unfinished Basement	889 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1997
Architectural Style	Duplex Single
Exterior Material	Asbestos
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	32 LINCOLN ST
City	NEEDHAM
State	MA
Zip	02492-2924
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	GR
Legal Block	38
Jurisdiction	NEEDHAM MA
Township / Civil Division	NEEDHAM
Census Block Group	1
Census Block	1007
Census Tract	403300

Owner

Source: Norfolk County and Needham Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32 LINCOLN ST, NEEDHAM, MA 02492-2924
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance DEDHAM INSTITUTION FOR SAVINGS
Mar 7, 2025	Condominium Deed, Transfer · Stand-Alone First Mortgage BERKSHIRE BANK
Dec 15, 2023	Deed, Transfer · Stand-Alone First Mortgage DEDHAM INSTITUTION FOR SAVINGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2025 · Amount on Record
Deed Sale	Mar 7, 2025 · Amount on Record
Prior Sale	Dec 15, 2023 · Amount on Record
Deed Book / Page	42283 / 514
Record Updated	Jun 8, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	32 LINCOLN ST, NEEDHAM, MA 02492-2924
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041909-65
Date	Jul 26, 2024
Book Page	41909/65
Instrument	48000

Lender

Name	DEDHAM INSTITUTION FOR SAVINGS
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2025: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	NEEDHAM MA
Recording Date	Mar 7, 2025
Property Address	32 LINCOLN ST, NEEDHAM, MA 02492-2924
Document Number	042283-514
Book / Page	42283 / 514
Instrument Date	Mar 7, 2025
Instrument	13950
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	32 LINCOLN ST, NEEDHAM, MA 02492-2924

Mortgage

Document Number	0000013952
Date	Mar 7, 2025
Instrument	13952

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Apr 1, 2030
Max Rate At Change	2.75%
Index	Other

Mortgage

Document Number	042283-545
Date	Mar 7, 2025
Book Page	42283/545
Instrument	13954

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2050

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	NEEDHAM MA
Recording Date	Dec 15, 2023
Property Address	32 LINCOLN ST, NEEDHAM, MA 02492-2924
Document Number	041559-585
Book / Page	41559 / 585
Instrument Date	Dec 15, 2023
Instrument	82846
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 OAK ST, NEEDHAM, MA 02492-2454

Mortgage

Document Number	0000082848
Date	Dec 15, 2023
Instrument	82848

Lender

Name	DEDHAM INSTITUTION FOR SAVINGS
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Needham Town
Unified School District	Needham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,530.00 (+3.61%)	$899,100 (+27.46%) Land $764,500 Building $134,600
2023	$9,198.00	$705,400 Land $555,200 Building $150,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · Coastal Storms, Flood, Ice & Snow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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