32 Lawrence St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 32 Lawrence St, Lowell, MA 01852

Property Summary

Property Type	Triplex
Details	9 bd · 3 ba · 2,664 sqft · built 1900
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$449,000 (Oct 2020)
Tax Bill	$6,072 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`V01620`

Property Details

APN / Parcel Number

Primary APN	`V01620`
Alternative APNs	`LOWE M:179 B:3520 L:32` `M:000179 T:V01620`

Interior

Bedrooms	9 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Units	3 Units
Stories	3 Stories
Building Area	2,664 sqft Living Area
Gross Area	3,567 sqft
1st Floor Area	888 sqft
Basement Area	888 sqft
Unfinished Basement	888 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Flat
Roof Material	Other
Lot Area	2,178 sqft (0.05 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	V01620
Street Address	32 LAWRENCE ST
City	LOWELL
State	MA
Zip	01852-3254
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	TMF
Legal Block	3520
Legal Lot Number	32
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1001
Census Tract	311900

Owner

32 Lawrence St, a triplex, is owned by an individual who bought it in October 2020.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	23 LAKESHORE DR, DRACUT, MA 01826-1005
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2020 · Amount on File
Deed Sale	Oct 23, 2020 · Amount on File
Prior Sale	Apr 7, 2008 · Amount on File
Deed Document Number	202053392
Record Updated	Oct 29, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Oct 23, 2020
Property Address	32 LAWRENCE ST, LOWELL, MA 01852-3254
Document Number	34809-20
Book / Page	34809 / 20
Instrument Date	Oct 23, 2020
Instrument	53392
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 LAWRENCE ST, LOWELL, MA 01852-3254

Mortgage

Document Number	53393
Date	Oct 23, 2020
Instrument	53393

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 32 Lawrence St was $6,072, up 3% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,072.00 (+3.04%)	$535,000 (+4.23%) Land $102,600 Building $432,400
2025	$5,893.00 (+2.83%)	$513,300 (+6.67%) Land $95,900 Building $417,400
2024	$5,731.00 (+1.92%)	$481,200 (+6.3%) Land $86,500 Building $394,700
2023	$5,623.00	$452,700 Land $75,200 Building $377,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 32 Lawrence St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 32 Lawrence St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless	980 / 880
AT&T Fixed Wireless	100 / 20