32 Laurel St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 32 Laurel St, Lynn, MA 01905

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,775 sqft · built 1900
Lot Size0.131 acres (5,728 sqft)
Owner2 Individual Names on File
Last Sale$170,000 (May 2010)
Tax Bill$5,334 (2025)
Deeds & MortgagesMay 2025 Mortgage
Flood ZoneZone X (minimal risk)
APNB:021 L:285 S:084

Property Details

APN / Parcel Number

Primary APNB:021 L:285 S:084
Alternative APN
  • LYNN M:021 B:285 L:084

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,775 sqft Living Area
Gross Area2,949 sqft
Basement Area910 sqft
Unfinished Basement910 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1964
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area5,728 sqft (0.131 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address32 LAUREL ST
CityLYNN
StateMA
Zip01905-2041
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal Block285
Legal Lot Number84
JurisdictionLYNN MA
Township / Civil DivisionLYNN
Census Block Group3
Census Block3000
Census Tract205800

Owner

32 Laurel St is owned and occupied by two individuals who bought it in May 2010.

Source: Essex County and Lynn City records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address32 LAUREL ST, LYNN, MA 01905-2041
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 28, 2010 · Amount on File
Deed SaleMay 28, 2010 · Amount on File
Prior SaleJan 27, 2003
Deed Book / Page29495 / 579
Record UpdatedOct 29, 2026

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYNN MA
Property Address32 LAUREL ST, LYNN, MA 01905-2041
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number042721-151
DateMay 19, 2025
Book Page42721/151
Instrument20250519000130
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
Agreement
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 32 Laurel St was $5,334, up 7.8% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityLynn City
Unified School DistrictLynn School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,334.00 (+7.82%)$514,900 (+9.6%) Land $204,100 Building $310,800$606,670
2024$4,947.00 (-2.73%)$469,800 (+3%) Land $189,800 Building $280,000
2023$5,086.00$456,100 Land $209,900 Building $246,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Laurel St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 41 individual policies
Nearby Flood Policies110 units insured
incl. 69 condo units
Nearby Flood Claims83 (1979–2024)
Claims Outside the SFHA13 of 83
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Severe Winter Storm And Flooding, Mar 2018 · 3 claims
  • Severe Storms And Flooding, May 2006 · 14 claims
  • Extreme Weather Conditons And Flooding, Oct 1996 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Laurel St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLYNN WATER AND SEWER COMM
serves 101,253 people · EPA ID MA3163000
Water SourceSurface water
Last State InspectionNov 2023
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000

May also be available: AT&T, Starry, T-Mobile.

Nearby Properties on Laurel St

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