32 Laurel Ave, Derby, CT 06418 Property Records

Derby City property record for 32 Laurel Ave, Derby, CT 06418

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,150 sqft · built 1969
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$179,000 (May 2002)
Tax Bill	$9,141 (2026)
Deeds & Mortgages	Jan 2024 Refinance Apr 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`DERB M:6 B:6 L:33`

Property Details

APN / Parcel Number

Primary APN	`DERB M:6 B:6 L:33`
Alternative APNs	`001075` `6654` `1075`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,150 sqft Living Area
1st Floor Area	1,150 sqft
Basement Area	1,150 sqft
Unfinished Basement	1,010 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	1075
Street Address	32 LAUREL AVE
City	DERBY
State	CT
Zip	06418-2122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Block	6
Legal Lot Number	33
Jurisdiction	DERBY CT
Township / Civil Division	DERBY
Census Block Group	3
Census Block	3001
Census Tract	120100

Owner

Source: Derby City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32 LAUREL AVE, DERBY, CT 06418-2122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Apr 12, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance WYNDHAM CAPITAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2002 · Amount on Record
Deed Sale	May 1, 2002 · Amount on Record
Prior Sale	Mar 28, 2001 · Amount on Record
Deed Book / Page	310 / 915
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERBY CT
Property Address	32 LAUREL AVE, DERBY, CT 06418-2122
Transaction Type	Mortgage
Record Updated	Jan 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000918-116
Date	Jan 3, 2024
Book Page	918/116
Instrument	13

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	289 Months
Due	Feb 1, 2048

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERBY CT
Property Address	32 LAUREL AVE, DERBY, CT 06418-2122
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	795-67
Date	Apr 12, 2019
Book Page	795/67

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2034

Tax Assessment & Valuation

Source: Derby City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Derby City
Unified School District	Derby School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,141.00 (+37.71%)	$237,790 (+54.76%) Land $43,960 Building $193,830	$400,744 (+272.59%)
2025	$6,638.00	$153,650 (-) Land $38,450 Building $115,200	$107,555 Land $26,915 Building $80,640
2024	$6,638.00 (+11.92%)
2023	$5,931.00	$153,650 (-) Land $38,430 Building $115,220
2022	$5,931.00	$153,650 Land $38,430 Building $115,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.2% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EAST DERBY private · serves 1,101 people · EPA ID CT0378011
Water Source	Purchased surface water from REGIONAL WATER AUTHORITY
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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