Groton Town property record for 32 Lapstrake Ct, Mystic, CT 06355
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,188 sqft · built 1987 |
| Lot Size | 0.539 acres (23,479 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (Dec 1989) |
| Tax Bill | $7,450 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Jun 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GROT M:260808996019 |
| Primary APN | GROT M:260808996019 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,188 sqft Living Area |
| Basement Area | 308 sqft |
| Unfinished Basement | 308 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,479 sqft (0.539 acres) |
| Garage Type | Attached |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Greenhouse | Greenhouse |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 260808996019 |
|---|---|
| Street Address | 32 LAPSTRAKE CT |
| City | MYSTIC |
| State | CT |
| Zip | 06355-2147 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-20 |
| Jurisdiction | GROTON CT |
| Township / Civil Division | GROTON |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 703000 |
32 Lapstrake Ct is owned and occupied by two individuals who bought it in December 1989.
Source: Groton Town records, as of June 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32 LAPSTRAKE CT, MYSTIC, CT 06355-2147 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 5, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) CHELSEA GROTON BANK |
| Jun 3, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) CHELSEA GROTON BANK |
| May 20, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Jun 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JG WENTWORTH HM LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 1989 · Amount on File |
| Deed Sale | Dec 1, 1989 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GROTON CT |
| Property Address | 32 LAPSTRAKE CT, MYSTIC, CT 06355-2147 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 01295-1006 |
|---|---|
| Date | Sep 5, 2023 |
| Book Page | 1295/1006 |
| Instrument | 5204970007 |
| Name | CHELSEA GROTON BANK |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GROTON CT |
| Property Address | 32 LAPSTRAKE CT, MYSTIC, CT 06355-2147 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001278-45 |
|---|---|
| Date | Jun 3, 2022 |
| Book Page | 1278/45 |
| Instrument | 5139360007 |
| Name | CHELSEA GROTON BANK |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jul 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GROTON CT |
| Property Address | 32 LAPSTRAKE CT, MYSTIC, CT 06355-2147 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1231-369 |
|---|---|
| Date | May 20, 2020 |
| Book Page | 1231/369 |
| Instrument | 5002880015 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GROTON CT |
| Property Address | 32 LAPSTRAKE CT, MYSTIC, CT 06355-2147 |
| Document Number | 1217-594 |
| Instrument Date | Jun 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2019 |
| Title Company | UNKNOWN |
| Name | Verified Name |
|---|---|
| Address | 32 LAPSTRAKE CT MYSTIC CT 063552147, MYSTIC, CT 06355-2147 |
| Document Number | 1217-594 |
|---|---|
| Date | Jul 15, 2019 |
| Book Page | 001217/000594 |
| Instrument | 4954640010 |
| Name | JG WENTWORTH HM LNDG |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 14, 2034 |
The 2025 property tax bill for 32 Lapstrake Ct was $7,450.
Source: Groton Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Groton Town |
| Unified School District | Groton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,450.00 | $273,700 Land $127,141 Building $146,559 | $191,590 Land $88,999 Building $102,591 |
| 2024 | $7,450.00 (+11.98%) | ||
| 2023 | $6,653.00 (+4.49%) | $273,700 (+2.2%) Land $64,330 Building $209,370 | |
| 2022 | $6,367.00 | $267,820 Land $64,330 Building $203,490 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 32 Lapstrake Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 32 Lapstrake Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 92% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GROTON UTILITIES serves 30,200 people · EPA ID CT0590011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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