32 Lake Front Cir, Lyman, SC 29365 Property Records

Spartanburg County property record for 32 Lake Front Cir, Lyman, SC 29365

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 3,189 sqft · built 1972
Lot Size	1.38 acres (60,378 sqft)
Owner	Individual Name on File
Last Sale	$650,000 (May 2022)
Tax Bill	$3,583 (2025)
Deeds & Mortgages	May 2022 Sale Oct 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5-0609-01300`

Property Details

APN / Parcel Number

Primary APN	`5-0609-01300`
Alternative APN	`80375`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,189 sqft Living Area
Gross Area	4,946 sqft
Interior Walls	Wood
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Architectural Style	Other
Exterior Material	Vinyl
Construction Type	Stone
Foundation Type	Brick
Roof Type	Gable
Roof Material	Metal
Lot Area	60,378 sqft
Lot Dimensions	347 ft deep x 174 ft wide
Porch	Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	80375
Street Address	32 LAKE FRONT CIR
City	LYMAN
State	SC
Zip	29365-9517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 & 13 VERNON T FOX PROP PB 57-28-29
Legal Subdivision	VERNON T FOX
Legal Lot Number	12-13 13
Jurisdiction	SPARTANBURG SC
Township / Civil Division	WELLFORD
Census Block Group	2
Census Block	2016
Census Tract	23003

Owner

32 Lake Front Cir is owned and occupied by an individual who bought it in May 2022.

Source: Spartanburg County records, as of November 24, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	32 LAKE CIR, LYMAN, SC 29365
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Deed, Transfer
Oct 22, 2021	Deed of Trust, Mortgage · Line of Credit COGENT BANK
May 17, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2022 · Amount on File
Deed Sale	May 25, 2022 · Amount on File
Prior Sale	May 17, 2021 · Amount on File
Deed Document Number	2022-27628
Deed Book / Page	137-H / 699
Record Updated	Jun 8, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SPARTANBURG SC
Recording Date	May 25, 2022
Property Address	32 LAKE FRONT CIR, LYMAN, SC 29365-9517
Document Number	0000027628
Book / Page	137-H / 699
Map Reference	MB 57 PG 28&29
Instrument Date	May 20, 2022
Instrument	2022-27628
Transaction Type	Transfer
Record Updated	Jun 7, 2022

Transaction

Amount	Amount on Record
Tax	$1,690.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	32 LAKE FRONT CIR, LYMAN, SC 29365-9517

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	32 LAKE FRONT CIR, LYMAN, SC 29365-9517
Transaction Type	Mortgage
Record Updated	Nov 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 LAKE FRONT CIR, LYMAN, SC 29365-9517

Mortgage

Document Number	0000059776
Date	Oct 22, 2021
Book Page	6230/175
Instrument	2021-59776

Lender

Name	COGENT BANK
Type	Bank
Address	SPARTANBURG, SC 29302

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPARTANBURG SC
Recording Date	May 17, 2021
Property Address	32 LAKE FRONT CIR, LYMAN, SC 29365-9517
Document Number	0000027200
Book / Page	132-F / 181
Map Reference	MB 57 PG 28&29
Instrument Date	May 14, 2021
Instrument	2021-27200
Transaction Type	Transfer
Record Updated	May 26, 2021

Transaction

Amount	Amount on Record
Tax	$91.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 LAKE FRONT CIR, LYMAN, SC 29365-9517

Tax Assessment & Valuation

The 2025 property tax bill for 32 Lake Front Cir was $3,583, up 1.6% from the year before.

Source: Spartanburg County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Unified School District	Spartanburg School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,583.00 (+1.65%)	$25,872 Land $4,840 Building $21,032	$646,800 Land $121,000 Building $525,800
2024	$3,525.00 (-5.92%)
2023	$3,747.00	$25,872 Land $4,840 Building $21,032	$646,800 Land $121,000 Building $525,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 32 Lake Front Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Lake Front Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJWD MIDDLE TYGER WTP serves 89,531 people · EPA ID SC4220006
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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