32 Kipp Ave, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 32 Kipp Ave, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	1,531 sqft · built 1952
Lot Size	0.121 acres (5,249 sqft)
Owner	Individual Name on File
Last Sale	$545,000 (Jan 2023)
Tax Bill	$11,537 (2025)
Deeds & Mortgages	May 2026 Mortgage Jan 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31-00034-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`31-00034-0000-00005`
Alternative APNs	`310003400005` `072300`

Interior

Stories	1 Story
Building Area	1,531 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Brick
Construction Type	Brick
Lot Area	5,249 sqft (0.121 acres)
Lot Dimensions	105 ft deep x 50 ft wide

Location & Zoning

Account Number	072300
Street Address	32 KIPP AVE
City	LODI
State	NJ
Zip	07644-2915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	50X105
Legal Subdivision	HASBROUCK TERRACE
Legal Block	34
Legal Lot Number	5
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	4
Census Block	4003
Census Tract	30300

Owner

32 Kipp Ave is owned and occupied by an individual who bought it in January 2023.

Source: Bergen County and Lodi Borough records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	32 KIPP AVE, LODI, NJ 07644-2915
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 26, 2023	Deed, Transfer · FHA Mortgage 1ST 2ND MORTGAGE CO OF NEW JERSEY I
Sep 24, 2019	Loan Modification, Mortgage · FHA Mortgage RUSHMORE LN MGMT SVCS
Sep 24, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2023 · Amount on File
Deed Sale	Jan 26, 2023 · Amount on File
Prior Sale	Sep 19, 2016 · Amount on File
Deed Document Number	20237576
Deed Book / Page	4917 / 257
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Recording Date	May 7, 2026
Property Address	32 KIPP AVE, LODI, NJ 07644-2915
Document Number	0000030660
Book / Page	5791 / 736
Instrument Date	Apr 9, 2026
Instrument	202630660
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 KIPP AVE, LODI, NJ 07644-2915
Investor	Possibly a Property Investor

Mortgage

Document Number	0000030660,
Date	May 7, 2026
Book Page	5791/736
Instrument	202630660

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 26, 2023
Property Address	32 KIPP AVE, LODI, NJ 07644-2915
Document Number	0049170257
Book / Page	4917 / 257
Instrument Date	Dec 22, 2022
Instrument	2023007576
Transaction Type	Transfer
Record Updated	Sep 21, 2023
Title Company	TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,607.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32 KIPP AVE, LODI, NJ 07644-2915

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 KIPP AVE, LODI, NJ 07644-2915
Investor	Possibly a Property Investor

Mortgage

Document Number	2023007577
Date	Jan 26, 2023
Instrument	2023007577

Lender

Name	1ST 2ND MORTGAGE CO OF NEW JERSEY I
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BERGEN NJ
Property Address	32 KIPP AVE, LODI, NJ 07644-2915
Document Number	0033990980
Instrument Date	Sep 24, 2019
Transaction Type	Mortgage
Record Updated	Nov 18, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 KIPP AVE LODI NJ 076442915, LODI, NJ 07644-2915
Investor	Possibly a Property Investor

Mortgage

Document Number	0033990980
Date	Nov 6, 2019
Book Page	003399/000980
Instrument	75514

Lender

Name	RUSHMORE LN MGMT SVCS
Type	Funding / Finance Company
Address	FARMERS BRANCH, TX 75234

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	32 KIPP AVE, LODI, NJ 07644-2915
Document Number	0033990482
Instrument Date	Sep 24, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 KIPP AVE LODI NJ 076442915, LODI, NJ 07644-2915
Investor	Possibly a Property Investor

Mortgage

Document Number	0033990482
Date	Nov 6, 2019
Book Page	003399/000482
Instrument	75434

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 32 Kipp Ave was $11,537, up 5.6% from the year before.

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$325,900 (-) Land $153,700 Building $172,200	$325,900 (-) Land $153,700 Building $172,200
2025	$11,537.00 (+5.61%)	$325,900 Land $153,700 Building $172,200	$325,900 Land $153,700 Building $172,200
2024	$10,924.00
2023		$325,900 (-) Land $153,700 Building $172,200	$325,900 (-) Land $153,700 Building $172,200
2022	$10,637.00 (-1.24%)	$325,900 Land $153,700 Building $172,200	$325,900 Land $153,700 Building $172,200
2021	$10,771.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Kipp Ave in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	30 (1978–2023)
Claims Outside the SFHA	13 of 30
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 8 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 7 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 32 Kipp Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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