32 Kameron Dr, Monticello, FL 32344 Property Records

Jefferson County property record for 32 Kameron Dr, Monticello, FL 32344

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,356 sqft · built 1998
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$37,300 (Jul 2013)
Tax Bill	$562 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-1S-4E-0795-0000-0320`

Property Details

APN / Parcel Number

Primary APN	`08-1S-4E-0795-0000-0320`
Alternative APN	`7367`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,356 sqft Living Area
1st Floor Area	1,356 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Lot Width	87,120 ft Width
Porch	Unfinished Open Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	32 KAMERON DR
City	MONTICELLO
State	FL
Zip	32344-7463
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.00 ACRES LOT 32 SOUTHERN GROVE ESTATES SUBD --PLAT BK B P 85 & ORB 427 P 155 & 663 P 260 & 679 P 574 & 690 P 846
Legal Range	04E
Legal Township	01S
Legal Section	08
Legal Subdivision	SOUTHERN GROVE EST
Legal Lot Number	32
Jurisdiction	JEFFERSON FL
Township / Civil Division	WACISSA
Census Block Group	3
Census Block	3031
Census Tract	250200

Owner

32 Kameron Dr is owned and occupied by two individuals who bought it in July 2013.

Source: Jefferson County records, as of December 2, 2025

Owner of Record	2 Individual Names on File
Mailing Address	32 KAMERON DR, MONTICELLO, FL 32344-7463
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CITY HOME LOANS LLC
Jul 23, 2019	Deed of Trust, Mortgage · FHA Mortgage ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2013 · Amount on File
Deed Sale	Jul 30, 2013 · Amount on File
Prior Sale	Sep 24, 2012 · Amount on File
Deed Document Number	20131851
Deed Book / Page	690 / 846
Prior Transfer Date	Jun 7, 2011
Prior Transfer Doc	0006630260
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON FL
Property Address	32 KAMERON DR, MONTICELLO, FL 32344-7463
Transaction Type	Mortgage
Record Updated	Jan 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 KAMERON DR, MONTICELLO, FL 32344-7463

Mortgage

Document Number	0008470154
Date	Jan 3, 2024
Book Page	847/154
Instrument	202433000007

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON FL
Property Address	32 KAMERON DR, MONTICELLO, FL 32344-7463
Transaction Type	Mortgage
Record Updated	Feb 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 KAMERON DR, MONTICELLO, FL 32344-7463

Mortgage

Document Number	0007990799
Date	Mar 26, 2021
Book Page	799/799
Instrument	202133000935

Lender

Name	CAPITAL CITY HOME LOANS LLC
Type	Mortgage Company
Address	LAWRENCEVILLE, GA 30043

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON FL
Property Address	32 KAMERON DR, MONTICELLO, FL 32344-7463
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007710358
Date	Jul 23, 2019
Book Page	0771/0358
Instrument	201933001946

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 32 Kameron Dr was $562 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$562.00 Homeowner's exemption	$33,881 (+2.9%)	$135,881 (-0.11%) Land $28,125 Building $107,756
2024	$562.00 (+3.88%) Homeowner's exemption	$32,927 (+3%)	$136,037 (+6.11%) Land $28,125 Building $107,912
2023	$541.00 (+28.5%) Homeowner's exemption	$31,968 (+3%)	$128,208 (+17.41%) Land $19,125 Building $109,083
2022	$421.00 Homeowner's exemption	$31,037	$109,195 Land $10,688 Building $98,507

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Kameron Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1991–2016)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Apr 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Kameron Dr is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COMMUNITIES WATER SYSTEM private · serves 2,649 people · EPA ID FL1330748
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3

May also be available: CenturyLink, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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