32 Julia Ter, Middletown, CT 06457 Property Records

Middletown City property record for 32 Julia Ter, Middletown, CT 06457

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,152 sqft · built 1975
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$217,000 (Sep 2020)
Tax Bill	$5,986 (2026)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:43 L:0140`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:43 L:0140`
Alternative APN	`R05696`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
Gross Area	2,666 sqft
1st Floor Area	1,152 sqft
Basement Area	1,152 sqft
Unfinished Basement	1,152 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R05696
Street Address	32 JULIA TER
City	MIDDLETOWN
State	CT
Zip	06457-5508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD
Legal Lot Number	140
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1004
Census Tract	680200

Owner

32 Julia Ter is owned and occupied by an individual who bought it in September 2020.

Source: Middletown City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	32 JULIA TER, MIDDLETOWN, CT 06457-5508
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC
Apr 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage DUTCH POINT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2020 · Amount on File
Deed Sale	Sep 28, 2020 · Amount on File
Deed Document Number	20203555910002
Deed Book / Page	1980 / 932
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Sep 28, 2020
Property Address	32 JULIA TER, MIDDLETOWN, CT 06457-5508
Document Number	1980-932
Book / Page	1980 / 932
Instrument Date	Sep 24, 2020
Instrument	3555910002
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 JULIA TER, MIDDLETOWN, CT 06457-5508

Mortgage

Document Number	3555920010
Date	Sep 28, 2020
Instrument	3555920010

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	32 JULIA TER, MIDDLETOWN, CT 06457-5508
Document Number	1941-249
Instrument Date	Apr 5, 2019
Transaction Type	Mortgage
Record Updated	May 7, 2019
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 JULIA TER MIDDLETOWN CT 064575508, MIDDLETOWN, CT 06457-5508

Mortgage

Document Number	1941-249
Date	Apr 18, 2019
Book Page	001941/000249
Instrument	3458030006

Lender

Name	DUTCH POINT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 17, 2024

Tax Assessment & Valuation

The 2026 property tax bill for 32 Julia Ter was $5,986.

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,986.00	$155,030 (-) Land $55,630 Building $99,400	$327,997 (+202.24%)
2025		$155,030 (-) Land $55,630 Building $99,400	$108,521 Land $38,941 Building $69,580
2024	$5,738.00 (+4.52%)	$155,030 (-) Land $55,630 Building $99,400
2023	$5,490.00 (+19.71%)	$155,030 (+39.45%) Land $55,630 Building $99,400
2022	$4,586.00	$111,170 Land $37,090 Building $74,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Julia Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Julia Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Julia Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures