32 John St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 32 John St, Oswego, NY 13126

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,222 sqft · built 1900
Lot Size0.035 acres (1,530 sqft)
Owner2 Individual Names on Record
Last Sale$46,000 (Aug 2015)
Tax Bill$1,890 (2026)
Deeds & MortgagesJan 2026 Mortgage
Mar 2017 Transfer
Flood ZoneZone X (minimal risk)
APN351200 127.68-03-18

Property Details

APN / Parcel Number

Primary APN351200 127.68-03-18
Alternative APNs
  • 120012706800030180000000
  • 5169

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,222 sqft Living Area
1st Floor Area669 sqft
2nd Floor Area553 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area1,530 sqft (0.035 acres)
Lot Dimensions34 ft deep x 45 ft wide
PorchSlab
Porch Area45 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number5169
Street Address32 JOHN ST
CityOSWEGO
StateNY
Zip13126-1413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTN2
Legal SubdivisionVAN BUREN TRACT
Legal Block3
Legal Lot Number18.000
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group2
Census Block2009
Census Tract21602

Owner

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 2072, OSWEGO, NY 13126-0672
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2026Deed of Trust, Mortgage · Conventional Mortgage
M & T BANK
Mar 21, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 5, 2015 · Amount on Record
Deed SaleAug 5, 2015 · Amount on Record
Prior SaleOct 18, 2001 · Amount on Record
Deed Document Number20157178
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address32 JOHN ST, OSWEGO, NY 13126-1413
Transaction TypeMortgage
Record UpdatedMar 3, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 ELIZABETH ST, OSWEGO, NY 13126-4128

Mortgage

Document Number0000000093
DateJan 6, 2026
InstrumentR-2026-000093
Lender
NameM & T BANK
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2056

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSWEGO NY
Recording DateMar 21, 2017
Property Address32 JOHN ST, OSWEGO, NY 13126-1413
Document Number0000002513
Instrument DateMar 3, 2017
Instrument2513
Transaction TypeTransfer
Record UpdatedApr 11, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address130 E 6TH ST OSWEGO NY 131262753, OSWEGO, NY 13126-2753

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,890.00 (-1.15%)
2025$1,912.00$102,000 (+121.74%) Land $10,000 Building $92,000$102,000 (+84.04%) Land $10,000 Building $92,000
2023$46,000 Land $6,200 Building $39,800$55,422 Land $7,470 Building $47,952

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims4 (1979–2011)
Most Recent ClaimSep 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO CITY
serves 29,400 people · EPA ID NY3704361
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: T-Mobile, Verizon.

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