Bergen County and Lodi Borough property record for 32 John St, Lodi, NJ 07644
| Property Type | Single Family Home |
|---|---|
| Details | 2,266 sqft · built 1930 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $485,000 (Nov 2018) |
| Tax Bill | $13,863 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00156-0000-00031-02 |
| Primary APN | 31-00156-0000-00031-02 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,266 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Account Number | 323200 |
|---|---|
| Street Address | 32 JOHN ST |
| City | LODI |
| State | NJ |
| Zip | 07644-2414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 50X100 |
| Legal Subdivision | DANIEL J MCGRATH |
| Legal Block | 156 |
| Legal Lot Number | 31.02 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | LODI |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 30300 |
32 John St is owned and occupied by an individual who bought it in November 2018.
Source: Bergen County and Lodi Borough records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 32 JOHN ST, LODI, NJ 07644-2414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BOND STREET MORTGAGE LLC |
| Aug 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Nov 27, 2018 | Deed, Transfer · Stand-Alone Refinance HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 27, 2018 · Amount on File |
| Deed Sale | Nov 27, 2018 · Amount on File |
| Prior Sale | Apr 9, 1973 · Amount on File |
| Deed Document Number | 201818-083253 |
| Deed Book / Page | 3115 / 2160 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 32 JOHN ST, LODI, NJ 07644-2414 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0044231891 |
|---|---|
| Date | Oct 21, 2021 |
| Book Page | 4423/1891 |
| Instrument | 2021159624 |
| Name | BOND STREET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | PARAMUS, NJ 07652 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 32 JOHN ST, LODI, NJ 07644-2414 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0036771776 |
|---|---|
| Date | Aug 24, 2020 |
| Book Page | 3677/1776 |
| Instrument | 20-076661 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 27, 2018 |
| Property Address | 32 JOHN ST, LODI, NJ 07644-2414 |
| Document Number | 0031152160 |
| Book / Page | 3115 / 2160 |
| Instrument Date | Oct 22, 2018 |
| Instrument | 00018-083253 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32 JOHN ST, LODI, NJ 07644-2414 |
| Document Number | 0031152168 |
|---|---|
| Date | Nov 27, 2018 |
| Book Page | 3115/2168 |
| Instrument | 2018-083253.01 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 32 John St was $13,863, up 5.6% from the year before.
Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $391,600 (-) Land $160,000 Building $231,600 | $391,600 (-) Land $160,000 Building $231,600 | |
| 2025 | $13,863.00 (+5.61%) | $391,600 Land $160,000 Building $231,600 | $391,600 Land $160,000 Building $231,600 |
| 2024 | $13,126.00 | ||
| 2023 | $391,600 Land $160,000 Building $231,600 | $391,600 Land $160,000 Building $231,600 | |
| 2022 | $12,781.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 32 John St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 97 (1978–2023) |
| Claims Outside the SFHA | 8 of 97 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 32 John St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures