32 Jessamine Ave E, Saint Paul, MN 55117 Property Records

Ramsey County property record for 32 Jessamine Ave E, Saint Paul, MN 55117

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,344 sqft · built 1951
Lot Size	0.169 acres (7,380 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Jan 2026)
Tax Bill	$4,182 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`30-29-22-21-0155`

Property Details

APN / Parcel Number

Primary APN	`30-29-22-21-0155`
Alternative APNs	`8247050` `281168`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	944 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,380 sqft (0.169 acres)
Lot Dimensions	123 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	281168
Street Address	32 JESSAMINE AVE E
City	SAINT PAUL
State	MN
Zip	55117-5015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POTTGIESERS SUBDIVISION OF,LOT W 1/2 OF LOT 8 AND ALL OF LOT 9 BLK 3
Legal Range	22
Legal Township	29
Legal Section	30
Legal Subdivision	POTTGIESERS SUBDIVISION OF,LOT
Legal Block	3
Legal Lot Number	W,8,9
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3015
Census Tract	30500

Owner

32 Jessamine Ave E is owned and occupied by two individuals who bought it in January 2026.

Source: Ramsey County records, as of January 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32 JESSAMINE AVE E, SAINT PAUL, MN 55117-5015
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Deed of Trust, Mortgage · Stand-Alone First Mortgage BELL BANK
Dec 31, 2025	Deed of Trust, Mortgage · Stand-Alone First Mortgage BELL BANK
Jan 2, 2026	Deed of Trust, Mortgage · Stand-Alone First Mortgage BELL BANK
Dec 31, 2025	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Jan 2, 2026	Re-recorded Document · Conventional Mortgage BELL BANK
Aug 3, 2020	Warranty Deed, Transfer · Conventional with PMI SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2026 · Amount on File
Deed Sale	Jan 2, 2026 · Amount on File
Prior Sale	Dec 31, 2025 · Amount on File
Deed Document Number	20265091697
Prior Transfer Date	Dec 23, 2025
Prior Transfer Doc	0005091697
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	32 JESSAMINE AVE E, SAINT PAUL, MN 55117-5015
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02808394
Date	Dec 31, 2025
Instrument	T02808394

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jan 1, 2036

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	32 JESSAMINE AVE E, SAINT PAUL, MN 55117-5015
Transaction Type	Mortgage
Record Updated	Jan 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02808394
Date	Dec 31, 2025
Instrument	T02808394

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jan 1, 2036

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	32 JESSAMINE AVE E, SAINT PAUL, MN 55117-5015
Transaction Type	Mortgage
Record Updated	Jan 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A05091699
Date	Jan 2, 2026
Instrument	A05091699

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2036

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Dec 31, 2025
Property Address	32 JESSAMINE AVE E, SAINT PAUL, MN 55117-5015
Document Number	0T02808392
Instrument Date	Dec 23, 2025
Instrument	T02808392
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	32 JESSAMINE AVE E, SAINT PAUL, MN 55117-5015

Mortgage

Document Number	0T02808393
Date	Dec 31, 2025
Instrument	T02808393

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

January 2026: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	RAMSEY MN
Recording Date	Jan 2, 2026
Property Address	32 JESSAMINE AVE E, SAINT PAUL, MN 55117-5015
Document Number	0A05091697
Instrument Date	Dec 23, 2025
Instrument	A05091697
Record Updated	Jan 9, 2026
Title Company	WATERMARK TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	32 JESSAMINE AVE E, SAINT PAUL, MN 55117-5015

Mortgage

Document Number	0A05091698
Date	Jan 2, 2026
Instrument	A05091698

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

Mortgage

Document Number	0A05091699
Date	Jan 2, 2026
Instrument	A05091699

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2036

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 3, 2020
Property Address	32 JESSAMINE AVE E, SAINT PAUL, MN 55117-5015
Document Number	0004825158
Instrument Date	Jul 24, 2020
Instrument	4825158
Transaction Type	Transfer
Record Updated	Aug 14, 2020
Title Company	WATERMARK TITLE

Transaction

Amount	Amount on Record
Tax	$748.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 JESSAMINE AVE E ST PAUL MN 551175015, ST PAUL, MN 55117-5015

Mortgage

Document Number	4825159
Date	Aug 3, 2020
Instrument	4825159

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2050

Mortgage

Document Number	2670814,
Date	Aug 3, 2020
Instrument	2670814

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 32 Jessamine Ave E was $4,182 with a homeowner's exemption, up 5% from the year before.

Source: Ramsey County assessment roll, as of July 28, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,182.00 (+4.97%) Homeowner's exemption	$281,600 Land $25,000 Building $256,600	$281,600 Land $25,000 Building $256,600
2024	$3,984.00 (-1.68%)
2023	$4,052.00 Homeowner's exemption	$258,200 Land $20,000 Building $238,200	$258,200 Land $20,000 Building $238,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Jessamine Ave E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2014 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Jessamine Ave E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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