32 Jefferson Rd, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 32 Jefferson Rd, Franklin, MA 02038

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,237 sqft · built 1989
Lot Size	0.936 acres (40,759 sqft)
Owner	2 Trust Names on File
Last Sale	$725,000 (Aug 2021)
Tax Bill	$9,483 (2025)
Deeds & Mortgages	Oct 2024 Line of Credit Nov 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16-065`

Property Details

APN / Parcel Number

Primary APN	`16-065`
Alternative APNs	`FRAN M:328 L:058` `M:016 L:065`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,237 sqft Living Area
Gross Area	4,419 sqft
Basement Area	1,094 sqft
Unfinished Basement	1,094 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,759 sqft (0.936 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	16-065
Street Address	32 JEFFERSON RD
City	FRANKLIN
State	MA
Zip	02038-3345
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	58
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	2
Census Block	2001
Census Tract	442201

Owner

32 Jefferson Rd is owner-occupied and held in a trust since August 2021.

Source: Norfolk County and Franklin Town City records, as of July 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	32 JEFFERSON RD, FRANKLIN, MA 02038-3345
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2024	Deed of Trust, Mortgage · Line of Credit COOPERATIVE BANK
Nov 6, 2025	Quit Claim Deed, Transfer Quitclaim
Aug 2, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SALEM FIVE MORTGAGE CORP
May 19, 2017	Deed of Trust, Mortgage · Closed-End Mortgage DIGITAL FCU
Nov 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage FOXBORO FED'L SVGS & LN ASSN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2021 · Amount on File
Deed Sale	Aug 2, 2021 · Amount on File
Prior Sale	Aug 1, 2014 · Amount on File
Deed Book / Page	39696 / 185
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	32 JEFFERSON RD, FRANKLIN, MA 02038-3345
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00042066-1
Date	Oct 23, 2024
Book Page	42066/1
Instrument	70065

Lender

Name	COOPERATIVE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2044

Interest

Rate Type	Adjustable Rate

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Nov 6, 2025
Property Address	32 JEFFERSON RD, FRANKLIN, MA 02038-3345
Document Number	042752-373
Book / Page	42752 / 373
Instrument Date	Oct 31, 2025
Instrument	78785
Transaction Type	Transfer
Record Updated	Nov 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 JEFFERSON RD, FRANKLIN, MA 02038-3345

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Aug 2, 2021
Property Address	32 JEFFERSON RD, FRANKLIN, MA 02038-3345
Document Number	39696-185
Book / Page	39696 / 185
Instrument Date	Aug 2, 2021
Instrument	100756
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	32 JEFFERSON RD, FRANKLIN, MA 02038-3345

Mortgage

Document Number	100757
Date	Aug 2, 2021
Instrument	100757

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	32 JEFFERSON RD, FRANKLIN, MA 02038-3345
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35120-335
Date	May 19, 2017
Book Page	35120/335
Instrument	42859

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	480 Months
Due	May 1, 2057

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	32 JEFFERSON RD, FRANKLIN, MA 02038-3345
Document Number	37357-577
Instrument Date	Nov 14, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 JEFFERSON RD FRANKLIN MA 020383345, FRANKLIN, MA 02038-3345

Mortgage

Document Number	37357-577
Date	Nov 19, 2019
Book Page	037357/000577
Instrument	107324

Lender

Name	FOXBORO FED'L SVGS & LN ASSN

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 18, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 32 Jefferson Rd was $9,483, down 2.8% from the year before.

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,483.00 (-2.84%)	$816,100 (-1.41%) Land $377,400 Building $438,700	$868,965 (+3.55%)
2024	$9,760.00 (+8.92%)	$827,800 (+16.22%) Land $377,400 Building $450,400	$839,135
2023	$8,961.00	$712,300 Land $320,600 Building $391,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Jefferson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Jefferson Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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