32 Jayne St, Algonquin, IL 60102 Property Records

McHenry County property record for 32 Jayne St, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,944 sqft · built 1951
Lot Size0.273 acres (11,880 sqft)
Owner2 Individual Names on Record
Last Sale$385,000 (Jun 2025)
Tax Bill$6,232 (2024)
Deeds & MortgagesNov 2022 Mortgage
Jan 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN19-34-301-013

Property Details

APN / Parcel Number

Primary APN19-34-301-013

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,944 sqft Living Area
1st Floor Area952 sqft
Basement Area952 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleCape Cod
Lot Area11,880 sqft (0.273 acres)
Lot Dimensions120 ft deep x 99 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address32 JAYNE ST
CityALGONQUIN
StateIL
Zip60102-2710
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2022R0039691 NWLY 1/2 LT 4 & ALL LT 5 BLK 1 JAYNES 2ND ADDN
Legal SubdivisionJAYNES 2ND ADDN
Legal Block1
Legal Lot Number4,5
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group3
Census Block3004
Census Tract871310

Owner

Source: McHenry County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3N736 KENWOOD AVE, WEST CHICAGO, IL 60185-1156
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 10, 2022Deed of Trust, Mortgage · Conventional Mortgage
AMERIHOME MORTGAGE COMPANY LLC
Nov 25, 2016Deed of Trust, Mortgage · FHA Mortgage
MONEY SOURCE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 2, 2025 · Amount on Record
Deed SaleJun 2, 2025 · Amount on Record
Prior SaleDec 1, 2015
Deed Document Number202514058
Prior Transfer DateNov 18, 2022
Prior Transfer Doc0000039691
Record UpdatedSep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCHENRY IL
Recording DateNov 30, 2022
Property Address32 JAYNE ST, ALGONQUIN, IL 60102-2710
Document Number0000039691
Map ReferenceMB 5 PG 90
Instrument DateNov 18, 2022
Instrument2022R0039691
Transaction TypeTransfer
Record UpdatedDec 9, 2022
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 JAYNE ST, ALGONQUIN, IL 60102-2710

Mortgage

Document Number0000039692
DateNov 30, 2022
Instrument2022R0039692
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueDec 1, 2042
Interest
Rate TypeFixed Rate
Rate7.5%

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address32 JAYNE ST, ALGONQUIN, IL 60102-2710
Transaction TypeMortgage
Record UpdatedJan 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001160
DateJan 10, 2022
Instrument2022R0001160
Lender
NameAMERIHOME MORTGAGE COMPANY LLC
TypeMortgage Company
AddressTHOUSAND OAKS, CA 91362
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 1, 2037
Interest
Rate TypeFixed Rate
Rate3.37%

November 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address32 JAYNE ST, ALGONQUIN, IL 60102-2710
Document Number0000002139
Instrument DateNov 25, 2016
Transaction TypeMortgage
Record UpdatedMay 2, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address32 JAYNE ST ALGONQUIN IL 601022710, ALGONQUIN, IL 60102-2710

Mortgage

Document Number0000002139
DateJan 18, 2017
Instrument2139
Lender
NameMONEY SOURCE
TypeFunding / Finance Company
AddressMELVILLE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term336 Months
DueJan 17, 2045
Interest
Rate TypeFixed Rate
Rate3.87%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$6,232.00$87,674 (+41.06%) Land $23,217 Building $64,457$263,022 (+41.06%) Land $69,651 Building $193,371
2022Homeowner's exemption$62,152 Land $17,250 Building $44,902$186,456 Land $51,750 Building $134,706

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims29 (1978–2017)
Claims Outside the SFHA12 of 29
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims
  • Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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