32 Hudson Ter, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 32 Hudson Ter, Edgewater, NJ 07020

Property Summary

Property TypeSingle Family Home
Details2,598 sqft · built 1920
Lot Size0.096 acres (4,199 sqft)
OwnerCompany Name on File
Last Sale$1,380,000 (Dec 2025)
Tax Bill$14,096 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Apr 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN13-00035-0000-00011

Property Details

APN / Parcel Number

Primary APN13-00035-0000-00011
Alternative APN
  • 130003500011

Interior

Stories2 Stories
Building Area2,598 sqft Living Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Construction TypeFrame
Lot Area4,199 sqft (0.096 acres)
Lot Dimensions120 ft deep x 35 ft wide
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address32 HUDSON TER
CityEDGEWATER
StateNJ
Zip07020-1306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description35X120
Legal SubdivisionHUDSON RIVER REALTY CO
Legal Block35
Legal Lot Number11
JurisdictionBERGEN NJ
Township / Civil DivisionEDGEWATER
Census Block Group2
Census Block2001
Census Tract13002

Owner

32 Hudson Ter is owned by a company that bought it in December 2025.

Source: Bergen County and Edgewater Borough records, as of June 29, 2026

Owner of RecordCompany Name on File
Mailing Address32 HUDSON TER, EDGEWATER, NJ 07020-1306
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 3, 2025Deed, Transfer · Conventional Mortgage
BANK OF HOPE
Apr 14, 2020Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 3, 2025 · Amount on File
Deed SaleDec 3, 2025 · Amount on File
Prior SaleSep 18, 2006 · Amount on File
Deed Document Number202581889
Deed Book / Page5660 / 601
Record UpdatedOct 29, 2026

December 2025: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateDec 3, 2025
Property Address32 HUDSON TER, EDGEWATER, NJ 07020-1306
Document Number0056600601
Book / Page5660 / 601
Instrument DateNov 3, 2025
Instrument2025081889
Transaction TypeTransfer
Record UpdatedDec 24, 2025
Title CompanySTEWART TITLE GUARANTY CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$27,973.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4611 CAMANO PL, ANACORTES, WA 98221-1104

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 HUDSON TER, EDGEWATER, NJ 07020-1306

Mortgage

Document Number0056600608
DateDec 3, 2025
Book Page5660/608
Instrument2025081890
Lender
NameBANK OF HOPE
TypeBank
AddressIRVINE, CA 92606
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2055
Interest
Rate TypeAdjustable Rate
Rate6.25%
Type Change DateDec 1, 2030
Change Frequency6 Months
Min Rate At Change4.25%
Max Rate At Change8.25%
IndexSOFR Average 30-Day
Margin4
Max Rate11.2%

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address32 HUDSON TER, EDGEWATER, NJ 07020-1306
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 HUDSON TER, EDGEWATER, NJ 07020-1306

Mortgage

Document Number0035690173
DateApr 14, 2020
Book Page3569/173
Instrument20-038878
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueApr 2, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 32 Hudson Ter was $14,096, up 6.6% from the year before.

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityEdgewater Borough
Unified School DistrictEdgewater Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,078,700 (+25.88%) Land $426,900 Building $651,800$1,078,700 (+25.88%) Land $426,900 Building $651,800
2025$14,096.00 (+6.63%)$856,900 Land $406,500 Building $450,400$856,900 Land $406,500 Building $450,400
2024$13,219.00
2023$797,700 Land $371,400 Building $426,300$797,700 Land $371,400 Building $426,300
2022$12,412.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Hudson Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims5 (2012–2021)
Claims Outside the SFHA2 of 5
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 32 Hudson Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Starry.

Nearby Properties on Hudson Ter

Nearby Streets

Search Property Records by Address or Parcel Number