32 Hudson Ter, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 32 Hudson Ter, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	2,598 sqft · built 1920
Lot Size	0.096 acres (4,199 sqft)
Owner	Company Name on File
Last Sale	$1,380,000 (Dec 2025)
Tax Bill	$14,096 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-00035-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`13-00035-0000-00011`
Alternative APN	`130003500011`

Interior

Stories	2 Stories
Building Area	2,598 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	4,199 sqft (0.096 acres)
Lot Dimensions	120 ft deep x 35 ft wide
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	32 HUDSON TER
City	EDGEWATER
State	NJ
Zip	07020-1306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	35X120
Legal Subdivision	HUDSON RIVER REALTY CO
Legal Block	35
Legal Lot Number	11
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	2
Census Block	2001
Census Tract	13002

Owner

32 Hudson Ter is owned by a company that bought it in December 2025.

Source: Bergen County and Edgewater Borough records, as of June 29, 2026

Owner of Record	Company Name on File
Mailing Address	32 HUDSON TER, EDGEWATER, NJ 07020-1306
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed, Transfer · Conventional Mortgage BANK OF HOPE
Apr 14, 2020	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2025 · Amount on File
Deed Sale	Dec 3, 2025 · Amount on File
Prior Sale	Sep 18, 2006 · Amount on File
Deed Document Number	202581889
Deed Book / Page	5660 / 601
Record Updated	Oct 29, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Dec 3, 2025
Property Address	32 HUDSON TER, EDGEWATER, NJ 07020-1306
Document Number	0056600601
Book / Page	5660 / 601
Instrument Date	Nov 3, 2025
Instrument	2025081889
Transaction Type	Transfer
Record Updated	Dec 24, 2025
Title Company	STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27,973.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4611 CAMANO PL, ANACORTES, WA 98221-1104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 HUDSON TER, EDGEWATER, NJ 07020-1306

Mortgage

Document Number	0056600608
Date	Dec 3, 2025
Book Page	5660/608
Instrument	2025081890

Lender

Name	BANK OF HOPE
Type	Bank
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Dec 1, 2030
Change Frequency	6 Months
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	SOFR Average 30-Day
Margin	4
Max Rate	11.2%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	32 HUDSON TER, EDGEWATER, NJ 07020-1306
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 HUDSON TER, EDGEWATER, NJ 07020-1306

Mortgage

Document Number	0035690173
Date	Apr 14, 2020
Book Page	3569/173
Instrument	20-038878

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 32 Hudson Ter was $14,096, up 6.6% from the year before.

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,078,700 (+25.88%) Land $426,900 Building $651,800	$1,078,700 (+25.88%) Land $426,900 Building $651,800
2025	$14,096.00 (+6.63%)	$856,900 Land $406,500 Building $450,400	$856,900 Land $406,500 Building $450,400
2024	$13,219.00
2023		$797,700 Land $371,400 Building $426,300	$797,700 Land $371,400 Building $426,300
2022	$12,412.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Hudson Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (2012–2021)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 32 Hudson Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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