32 Howe St, Milford, CT 06460 Property Records

Milford City property record for 32 Howe St, Milford, CT 06460

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,100 sqft · built 1978
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on File
Last Sale$224,000 (Jan 2003)
Tax Bill$6,271 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNMILF M:82 B:780 L:3-B

Property Details

APN / Parcel Number

Primary APNMILF M:82 B:780 L:3-B
Alternative APNs
  • M:00082 B:00780 L:00003B
  • MLFD M:82 B:780 L:3-B
  • 5302

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,100 sqft Living Area
Gross Area2,360 sqft
1st Floor Area1,100 sqft
Basement Area860 sqft
Finished Basement860 sqft
Unfinished Basement860 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,663 sqft (0.13 acres)
Garage TypeAttached
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number5302
Street Address32 HOWE ST
CityMILFORD
StateCT
Zip06460-8215
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR7.5
Legal Block780
Legal Lot Number3-B
JurisdictionMILFORD CT
Township / Civil DivisionMILFORD
Census Block Group1
Census Block1012
Census Tract151200

Owner

32 Howe St is owned and occupied by two individuals who bought it in January 2003.

Source: Milford City records, as of September 25, 2026

Owner of Record2 Individual Names on File
Mailing Address32 HOWE ST, MILFORD, CT 06460-8215
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 29, 2003 · Amount on File
Deed SaleJan 29, 2003 · Amount on File
Prior SaleFeb 14, 1995 · Amount on File
Deed Book / Page2678 / 393
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILFORD CT
Property Address32 HOWE ST, MILFORD, CT 06460-8215
Transaction TypeMortgage
Record UpdatedApr 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003926-280
DateFeb 10, 2021
Book Page3926/280
Instrument6594110015
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeBalloon Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 32 Howe St was $6,271.

Source: Milford City assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / Consolidated CityMilford City
MunicipalityWoodmont Borough
Unified School DistrictMilford School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,271.00$212,200 Land $91,130 Building $121,070$303,143 Land $130,186 Building $172,957
2024$6,271.00 (+8.78%)
2023$5,765.00$212,200 Land $91,130 Building $121,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Howe St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 32 Howe St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREGIONAL WATER AUTHORITY
serves 418,900 people · EPA ID CT0930011
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Fiber · Cable in parts of the area
2,000 / 2,000
GoNetspeed
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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