32 Howard St, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 32 Howard St, Lynn, MA 01902

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,104 sqft · built 1920
Lot Size	0.044 acres (1,917 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Mar 2018)
Tax Bill	$4,931 (2025)
Deeds & Mortgages	Feb 2021 Refinance Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B:082 L:602 S:003`

Property Details

APN / Parcel Number

Primary APN	`B:082 L:602 S:003`
Alternative APN	`LYNN M:082 B:602 L:003`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,104 sqft Living Area
Gross Area	2,154 sqft
Basement Area	746 sqft
Unfinished Basement	746 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1966
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,917 sqft (0.044 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	32 HOWARD ST
City	LYNN
State	MA
Zip	01902-3044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	602
Legal Lot Number	3
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	1
Census Block	1003
Census Tract	206700

Owner

Source: Essex County and Lynn City records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32 HOWARD ST, LYNN, MA 01902-3044
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEW FED MORTGAGE CORP
Mar 26, 2018	Quit Claim Deed, Transfer HOME POINT FINL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2018 · Amount on Record
Deed Sale	Mar 26, 2018 · Amount on Record
Prior Sale	Dec 9, 2016 · Amount on Record
Deed Book / Page	36601 / 262
Transfer Doc	036601-262
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	32 HOWARD ST, LYNN, MA 01902-3044
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039566-150
Date	Feb 24, 2021
Book Page	39566/150
Instrument	20210224001670

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Mar 26, 2018
Property Address	32 HOWARD ST, LYNN, MA 01902-3044
Document Number	36601-262
Book / Page	36601 / 262
Instrument	180326000800
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35.34
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	32 HOWARD ST, LYNN, MA 01902-3044

Mortgage

Document Number	366010265
Date	Mar 26, 2018
Instrument	36601/0265

Lender

Name	HOME POINT FINL CORP

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2048

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,931.00 (+3.77%)	$476,000 (+5.47%) Land $174,400 Building $301,600	$461,510
2024	$4,752.00 (-0.23%)	$451,300 (+5.64%) Land $166,800 Building $284,500
2023	$4,763.00	$427,200 Land $178,300 Building $248,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,066 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Starry, T-Mobile.

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