32 Howard St, Belchertown, MA 01007 Property Records

Hampshire County and Belchertown Town property record for 32 Howard St, Belchertown, MA 01007

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,900 sqft · built 1960
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Jul 2021)
Tax Bill	$4,286 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
APN	`BELC M:243 L:90`

Property Details

APN / Parcel Number

Primary APN	`BELC M:243 L:90`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,900 sqft Living Area
Gross Area	2,066 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	32 HOWARD ST
City	BELCHERTOWN
State	MA
Zip	01007-9417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	90
Jurisdiction	BELCHERTOWN MA
Township / Civil Division	BELCHERTOWN
Census Block Group	1
Census Block	1018
Census Tract	820207

Owner

Source: Hampshire County and Belchertown Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	32 HOWARD ST, BELCHERTOWN, MA 01007-9417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2021 · Amount on Record
Deed Sale	Jul 29, 2021 · Amount on Record
Deed Document Number	202118661
Deed Book / Page	14203 / 150
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELCHERTOWN MA
Recording Date	Jul 29, 2021
Property Address	32 HOWARD ST, BELCHERTOWN, MA 01007-9417
Document Number	014203-150
Book / Page	14203 / 150
Instrument Date	Jul 29, 2021
Instrument	18661
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 WASHINGTON AVE # 2, 2, SOUTH HADLEY, MA 01075-2339

Mortgage

Document Number	0000018662
Date	Jul 29, 2021
Instrument	18662

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampshire County and Belchertown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Belchertown Town
Unified School District	Belchertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,286.00 (+2.34%)	$295,400 (+8.05%) Land $64,800 Building $230,600	$366,130 (+1.08%)
2024	$4,188.00 (+4.02%)	$273,400 (+10.82%) Land $58,700 Building $214,700	$362,235
2023	$4,026.00	$246,700 Land $53,800 Building $192,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELCHERTOWN WATER DISTRICT serves 3,253 people · EPA ID MA1024000
Water Source	Groundwater
Last State Inspection	May 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20