Bergen County and Demarest Borough property record for 32 Holland Ave, Demarest, NJ 07627
| Property Type | Single Family Home |
|---|---|
| Details | 3,546 sqft · built 2010 |
| Lot Size | 0.275 acres (11,979 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,370,000 (Jun 2019) |
| Tax Bill | $31,654 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00134-0000-00007 |
| Primary APN | 09-00134-0000-00007 |
|---|---|
| Alternative APN |
|
| Building Area | 3,546 sqft Living Area |
|---|
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Lot Area | 11,979 sqft (0.275 acres) |
| Lot Dimensions | 100 ft deep x 120 ft wide |
| Street Address | 32 HOLLAND AVE |
|---|---|
| City | DEMAREST |
| State | NJ |
| Zip | 07627-2621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | D |
| Legal Description | 0.275AC |
| Legal Subdivision | HILLCREST MANOR REALTY & DEVEL |
| Legal Block | 134 |
| Legal Lot Number | 7 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DEMAREST |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 9100 |
32 Holland Ave is owned by two individuals who bought it in June 2019.
Source: Bergen County and Demarest Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2448 3RD ST, FORT LEE, NJ 07024-4039 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 25, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL BUSINESS BANK |
| Jun 26, 2019 | Deed, Transfer · Stand-Alone First Mortgage NEW MILLENNIUM BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2019 · Amount on File |
| Deed Sale | Jun 26, 2019 · Amount on File |
| Prior Sale | Sep 18, 2009 · Amount on File |
| Deed Document Number | 201940427 |
| Deed Book / Page | 3277 / 1502 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 32 HOLLAND AVE, DEMAREST, NJ 07627-2621 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Title Company | AMTRUST TITLE INSURANCE COMPANY, AMTRUST TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 32 HOLLAND AVE, DEMAREST, NJ 07627-2621 |
| Document Number | 0056541704 |
|---|---|
| Date | Nov 25, 2025 |
| Book Page | 5654/1704 |
| Instrument | 2025080164 |
| Name | ROYAL BUSINESS BANK |
|---|---|
| Type | Bank |
| Address | BROOKLYN, NY 11220 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.62% |
| Max Rate At Change | 8.62% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 11.6% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 26, 2019 |
| Property Address | 32 HOLLAND AVE, DEMAREST, NJ 07627-2621 |
| Document Number | 0032771502 |
| Book / Page | 3277 / 1502 |
| Instrument Date | May 31, 2019 |
| Instrument | 19-040427 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2448 3RD ST, FORT LEE, NJ 07024-4039 |
| Document Number | 1904042701 |
|---|---|
| Date | Jun 26, 2019 |
| Instrument | 19-040427.01 |
| Name | NEW MILLENNIUM BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.6% |
| Type Change Date | Jul 1, 2024 |
| Max Rate At Change | 2% |
| Document Number | 0032771502 |
|---|---|
| Date | Jun 26, 2019 |
| Book Page | 3277/1502 |
| Instrument | 19-040427 |
| Name | NEW MILLENNIUM BANK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.6% |
| Type Change Date | Jul 1, 2024 |
| Index | 1-Month LIBOR |
| Margin | 2 |
The 2025 property tax bill for 32 Holland Ave was $31,654, down 5.9% from the year before.
Source: Bergen County and Demarest Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Demarest Borough |
| Elementary School District | Demarest Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,753,700 (-) Land $635,000 Building $1,118,700 | $1,753,700 (-) Land $635,000 Building $1,118,700 | |
| 2025 | $31,654.00 (-5.87%) | $1,753,700 Land $635,000 Building $1,118,700 | $1,753,700 Land $635,000 Building $1,118,700 |
| 2024 | $33,627.00 | ||
| 2023 | $1,100,000 Land $340,000 Building $760,000 | $1,100,000 Land $340,000 Building $760,000 | |
| 2022 | $34,068.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 32 Holland Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 4 (1999–2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 32 Holland Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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