Sumter County property record for 32 Hilltop St, Sumter, SC 29150
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,067 sqft · built 1959 |
| Lot Size | 0.294 acres (12,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $117,200 (Nov 2022) |
| Tax Bill | $1,870 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Nov 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 227-08-01-014 |
| Primary APN | 227-08-01-014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,067 sqft Living Area |
| 1st Floor Area | 1,067 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Other |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 12,800 sqft (0.294 acres) |
| Lot Dimensions | 160 ft deep x 80 ft wide |
| Porch | Finished/Open Porch |
| Shed | 1 Shed |
| Utility Building | 29 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 38452 |
|---|---|
| Street Address | 32 HILLTOP ST |
| City | SUMTER |
| State | SC |
| Zip | 29150-5566 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | G-R |
| Legal Description | LOT 252 Z15-118 80 FT AV PB88-89 |
| Legal Subdivision | MILLWOOD GARDEN |
| Legal Lot Number | 252 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SUMTER |
| Census Block Group | 3 |
| Census Block | 3057 |
| Census Tract | 1701 |
32 Hilltop St is owned and occupied by an individual who bought it in November 2022.
Source: Sumter County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 32 HILLTOP ST, SUMTER, SC 29150-5566 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK |
| Nov 14, 2022 | Deed, Transfer · VA Mortgage GATEWAY FIRST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 14, 2022 · Amount on File |
| Deed Sale | Nov 14, 2022 · Amount on File |
| Prior Sale | Aug 1, 2007 · Amount on File |
| Deed Book / Page | 1308 / 4041 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 32 HILLTOP ST, SUMTER, SC 29150-5566 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0012891771 |
|---|---|
| Date | Aug 3, 2021 |
| Book Page | 1289/1771 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Address | JENKS, OK 74037 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Nov 14, 2022 |
| Property Address | 32 HILLTOP ST, SUMTER, SC 29150-5566 |
| Document Number | 0013084041 |
| Book / Page | 1308 / 4041 |
| Map Reference | MB 88 PG 89 |
| Instrument Date | Nov 10, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $434.75 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32 HILLTOP ST, SUMTER, SC 29150-5566 |
| Document Number | 0013084044 |
|---|---|
| Date | Nov 14, 2022 |
| Instrument | 1308/4044 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
The 2025 property tax bill for 32 Hilltop St was $1,870.
Source: Sumter County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Municipality | Sumter City |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,870.00 | $4,740 Land $720 Building $4,020 | $79,021 Land $12,000 Building $67,021 |
| 2023 | $619.00 (+0.49%) | $3,160 (-) Land $480 Building $2,680 | $79,021 (-) Land $12,000 Building $67,021 |
| 2022 | $616.00 | $3,160 Land $480 Building $2,680 | $79,021 Land $12,000 Building $67,021 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 32 Hilltop St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 9 (1990–2015) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 32 Hilltop St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 98% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUMTER serves 53,070 people · EPA ID SC4310001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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