Rockland County and Haverstraw Town property record for 32 High St, Garnerville, NY 10923
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,040 sqft · built 2014 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $485,000 (May 2021) |
| Deeds & Mortgages | Jan 2022 Transfer May 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 392203 26.06-4-40.1 |
| Primary APN | 392203 26.06-4-40.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,040 sqft Living Area |
| 1st Floor Area | 1,020 sqft |
| 2nd Floor Area | 1,020 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Year Built | Built 2014 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,405 sqft (0.169 acres) |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 72 sqft |
| Porch | Covered Porch |
| Porch Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0008003 |
|---|---|
| Old Parcel Number | 220302600600040400010000 |
| Street Address | 32 HIGH ST |
| City | GARNERVILLE |
| State | NY |
| Zip | 10923-1431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 303 |
| Legal Description | LOT:40.001 BLK:4 SEC:26.06 DIST:392203 CITY/MUNI/TWP:WEST HAVERSTRAW |
| Legal Subdivision | GARNERVILLE MEWS |
| Legal Block | 4 |
| Legal Lot Number | 40.001 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | HAVERSTRAW |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 10601 |
32 High St is owned and occupied by an individual who acquired it in January 2022.
Source: Rockland County and Haverstraw Town records, as of December 26, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 32 HIGH ST, GARNERVILLE, NY 10923-1431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 12, 2022 | Intrafamily Transfer, Transfer STEWART TITLE |
| May 27, 2021 | Bargain and Sale Deed, Transfer · VA Mortgage FREEDOM MORTGAGE |
| Mar 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Feb 21, 2017 | Loan Modification, Consolidation and Extension, Mortgage · Conventional with PMI JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2021 · Amount on File |
| Deed Sale | May 27, 2021 · Amount on File |
| Prior Sale | May 27, 2021 · Amount on File |
| Deed Document Number | 0000022737 |
| Last Transfer Date | Jan 12, 2022 |
| Transfer Doc | 0000001320 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Jan 12, 2022 |
| Property Address | 32 HIGH ST, GARNERVILLE, NY 10923-1431 |
| Document Number | 0000001320 |
| Map Reference | MB 124 PG 46 |
| Instrument Date | Jan 5, 2022 |
| Instrument | 2022-00001320 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2022 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32 HIGH ST, GARNERVILLE, NY 10923-1431 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | May 27, 2021 |
| Property Address | 32 HIGH ST, GARNERVILLE, NY 10923-1431 |
| Document Number | 0000022737 |
| Map Reference | BK 124 PG 46 |
| Instrument Date | May 19, 2021 |
| Instrument | 2021-00022737 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2021 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,940.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1951 PARK AVE APT 403, 403, NEW YORK, NY 10037-2963 |
| Document Number | 0000022738 |
|---|---|
| Date | May 27, 2021 |
| Instrument | 2021-00022738 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 32 HIGH ST, GARNERVILLE, NY 10923-1431 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000007755 |
|---|---|
| Date | Mar 10, 2017 |
| Instrument | 2017-00007755 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2047 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 32 HIGH ST, GARNERVILLE, NY 10923-1431 |
| Document Number | 0000007756 |
| Instrument Date | Feb 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | TITLE SOURCES INC |
| Name | Verified Name |
|---|---|
| Address | 32 HIGH ST GARNERVILLE NY 109231431, GARNERVILLE, NY 10923-1431 |
| Document Number | 0000007756 |
|---|---|
| Date | Mar 10, 2017 |
| Instrument | 7756 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 9, 2037 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
Source: Rockland County and Haverstraw Town assessment roll, as of May 31, 2024
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Haverstraw Town |
| Municipality | West Haverstraw Village |
| Unified School District | Haverstraw-Stony Point Central School District (North Rockland) (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $306,200 (-) Land $75,000 Building $231,200 | $525,575 (+5.2%) Land $128,733 Building $396,842 |
| 2023 | $306,200 Land $75,000 Building $231,200 | $499,592 Land $122,369 Building $377,223 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 32 High St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 9 (1983–2001) |
| Claims Outside the SFHA | 8 of 9 |
| Most Recent Claim | Sep 2001 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 32 High St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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