32 Headden Dr, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 32 Headden Dr, Spring Valley, NY 10977

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,196 sqft · built 1991
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on Record
Last Sale	$840,000 (May 2026)
Tax Bill	$12,780 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`392689 50.15-2-68`

Property Details

APN / Parcel Number

Primary APN	`392689 50.15-2-68`
Alternative APNs	`392689-050-015-0002-068-000-000` `268905001500020680000000` `00457837000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,196 sqft Living Area
1st Floor Area	1,332 sqft
Basement Area	864 sqft
Finished Basement	864 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	115 ft deep x 136 ft wide
View / Lot	Suburban
Garage Type	Basement

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	300 sqft
Porch	Open Porch
Porch Area	1,096 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00457837000
Street Address	32 HEADDEN DR
City	SPRING VALLEY
State	NY
Zip	10977-3107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Subdivision	ROCKHILL ESTATES DRAWING 01
Legal Block	2
Legal Lot Number	68.0
Jurisdiction	ROCKLAND NY
Township / Civil Division	RAMAPO
Census Block Group	2
Census Block	2016
Census Tract	11512

Owner

Source: Rockland County and Ramapo Town records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19 JEFFREY PL, MONSEY, NY 10952-2704
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage NORWICH COMMERCAL GROUP
Oct 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA
Oct 2, 2019	Loan Modification, Mortgage · Conventional Mortgage KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2026 · Amount on Record
Deed Sale	May 19, 2026 · Amount on Record
Prior Sale	Apr 29, 1997 · Amount on Record
Deed Document Number	20262026-00017284
Record Updated	Sep 20, 2026

May 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ROCKLAND NY
Recording Date	May 19, 2026
Property Address	32 HEADDEN DR, SPRING VALLEY, NY 10977-3107
Document Number	0000017284
Instrument Date	Apr 10, 2026
Instrument	202617284
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	TSL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$339,360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 JEFFREY PL, MONSEY, NY 10952-2704

Mortgage

Date	May 19, 2026

Lender

Name	NORWICH COMMERCAL GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.46%
Max Rate	-1%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	32 HEADDEN DR, SPRING VALLEY, NY 10977-3107
Document Number	0000010923
Instrument Date	Oct 2, 2019
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	LSI TITLE COMPANY, LSI TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 HEADDEN DR SPRING VALLEY NY 109773107, SPRING VALLEY, NY 10977-3107

Mortgage

Document Number	0000010923
Date	Apr 6, 2020
Instrument	10923

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 5, 2035

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ROCKLAND NY
Property Address	32 HEADDEN DR, SPRING VALLEY, NY 10977-3107
Document Number	0000010924
Instrument Date	Oct 2, 2019
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	LSI TITLE COMPANY, LSI TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 HEADDEN DR SPRING VALLEY NY 109773107, SPRING VALLEY, NY 10977-3107

Mortgage

Document Number	0000010924
Date	Apr 6, 2020
Instrument	10924

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 5, 2035

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Ramapo Town
Unified School District	East Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,780.00 (+1.8%)
2024	$12,554.00 (+1.74%)	$50,800 (-) Land $15,000 Building $35,800	$61,400 (-)
2023	$12,339.00	$50,800 Land $15,000 Building $35,800	$61,400 Land $18,130 Building $43,270

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: Skywire Networks.

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