32 Haversham Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 32 Haversham Rd, Westerly, RI 02891

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Lot Size	1.87 acres (81,780 sqft)
Owner	Individual Name on File
Last Sale	$475,000 (Aug 2018)
Tax Bill	$8,388 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit Apr 2020 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`WEST M:134 B:6`

Property Details

APN / Parcel Number

Primary APN	`WEST M:134 B:6`
Alternative APNs	`M:134 B:6 L` `2059550`

Exterior

Lot Area	81,780 sqft (1.87 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	2059550
Street Address	32 HAVERSHAM RD
City	WESTERLY
State	RI
Zip	02891-4601
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Block	6
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	2
Census Block	2021
Census Tract	51000

Owner

Source: Westerly Town records · APN WEST M:134 B:6

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	224 WORCESTER RD, B, WESTMINSTER, MA 01473-1604
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 01, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES
Dec 04, 2020	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL MTG SVC
Jul 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL MTG SVC
Aug 24, 2018	Trustee's Deed, Transfer · Conventional Mortgage PRESIDENTIAL MTG SVCS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 24, 2018 · Amount on Record
Deed Sale	Aug 24, 2018 · Amount on Record
Deed Document Number	20183528
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	32 HAVERSHAM RD, WESTERLY, RI 02891-4601
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02025-8911
Date	Jun 30, 2025
Book Page	2025/8911
Instrument	2025-2096

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2055

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	32 HAVERSHAM RD, WESTERLY, RI 02891-4601
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020-5865
Date	Apr 01, 2020
Book Page	2020/5865
Instrument	2020-1387

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	32 HAVERSHAM RD, WESTERLY, RI 02891-4601
Document Number	2020-7164
Instrument Date	Dec 04, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 HAVERSHAM RD WESTERLY RI 028914601, WESTERLY, RI 02891-4601

Mortgage

Document Number	2020-7164
Date	Dec 04, 2020
Book Page	002020/027164
Instrument	6218

Lender

Name	RESIDENTIAL MTG SVC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 03, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	32 HAVERSHAM RD, WESTERLY, RI 02891-4601
Document Number	2019-1691
Instrument Date	Jul 19, 2019
Transaction Type	Mortgage
Record Updated	Aug 06, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 HAVERSHAM RD WESTERLY RI 028914601, WESTERLY, RI 02891-4601

Mortgage

Document Number	2019-1691
Date	Jul 19, 2019
Book Page	002019/011691
Instrument	2983

Lender

Name	RESIDENTIAL MTG SVC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2049

August 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	WESTERLY RI
Recording Date	Aug 24, 2018
Property Address	32 HAVERSHAM RD, WESTERLY, RI 02891-4601
Document Number	2018-3934
Book / Page	002018 / 013934
Instrument Date	Aug 24, 2018
Instrument	3528
Transaction Type	Transfer
Record Updated	Sep 11, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	32 HAVERSHAM RD WESTERLY RI 028914601, WESTERLY, RI 02891-4601

Mortgage

Document Number	2018-3938
Date	Aug 24, 2018
Book Page	002018/013938
Instrument	3529

Lender

Name	PRESIDENTIAL MTG SVCS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2048

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$8,388.00 (+2.33%)	$1,179,700 (+38.45%) Land $962,400 Building $217,300
2023	$8,197.00 (+0.63%)	$852,100 (-) Land $694,700 Building $157,400
2022	$8,146.00	$852,100 Land $694,700 Building $157,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 26, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 140 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	143 units insured incl. 3 condo units
Nearby Flood Claims	28 (1985–2021)
Claims Outside the SFHA	8 of 28
Most Recent Claim	Sep 2021 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 14 claims Severe Storms And Flooding, Apr 2010 · 8 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 45 locations within half a mile of this property.

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