Cumberland County and Gorham Town property record for 32 Harding Bridge Rd, Gorham, ME 04038
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,113 sqft · built 2001 |
| Lot Size | 2.18 acres (94,961 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,774 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Sep 2025 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GRHM M:051 B:008 L:014 |
| Primary APN | GRHM M:051 B:008 L:014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,113 sqft Living Area |
| Gross Area | 4,274 sqft |
| 1st Floor Area | 918 sqft |
| Attic | Attic |
| Attic Area | 576 sqft |
| Basement Area | 918 sqft |
| Unfinished Basement | 230 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 94,961 sqft (2.18 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1900 |
|---|---|
| Street Address | 32 HARDING BRIDGE RD |
| City | GORHAM |
| State | ME |
| Zip | 04038-2512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Subdivision | STONEFIELD |
| Legal Block | 8 |
| Legal Lot Number | 14 |
| Jurisdiction | GORHAM ME |
| Township / Civil Division | GORHAM |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 4100 |
Source: Cumberland County and Gorham Town records · APN GRHM M:051 B:008 L:014
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 32 HARDING BRIDGE RD, GORHAM, ME 04038-2512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 14, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION |
| Sep 03, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 26, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance TOP FLITE FINANCIAL INC |
| Sep 29, 2022 | Deed of Trust, Mortgage · Line of Credit EVERGREEN CU |
| Oct 01, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance EVERGREEN CU |
| Sep 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance EVERGREEN CU |
| Dec 07, 2018 | Deed of Trust, Mortgage EVERGREEN CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 28, 2015 |
| Deed Sale | Sep 28, 2015 |
| Deed Document Number | 201551279 |
| Deed Book / Page | 32620 / 1 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GORHAM ME |
| Recording Date | May 14, 2026 |
| Property Address | 32 HARDING BRIDGE RD, GORHAM, ME 04038-2512 |
| Document Number | 0422510081 |
| Book / Page | 42251 / 81 |
| Instrument Date | May 08, 2026 |
| Instrument | 202618696 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 32 HARDING BRIDGE RD, GORHAM, ME 04038-2512 |
| Document Number | 0000018696, |
|---|---|
| Date | May 14, 2026 |
| Book Page | 42251/81 |
| Instrument | 202618696 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jun 01, 2055 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GORHAM ME |
| Property Address | 32 HARDING BRIDGE RD, GORHAM, ME 04038-2512 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0416950237 |
|---|---|
| Date | Sep 03, 2025 |
| Book Page | 41695/237 |
| Instrument | 35118 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GORHAM ME |
| Property Address | 32 HARDING BRIDGE RD, GORHAM, ME 04038-2512 |
| Transaction Type | Mortgage |
| Record Updated | Jan 08, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0405400151 |
|---|---|
| Date | Dec 26, 2023 |
| Book Page | 40540/151 |
| Instrument | 46204 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jan 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GORHAM ME |
| Property Address | 32 HARDING BRIDGE RD, GORHAM, ME 04038-2512 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0397470113 |
|---|---|
| Date | Sep 29, 2022 |
| Book Page | 39747/113 |
| Instrument | 49702 |
| Name | EVERGREEN CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GORHAM ME |
| Property Address | 32 HARDING BRIDGE RD, GORHAM, ME 04038-2512 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0372540059 |
|---|---|
| Date | Oct 01, 2020 |
| Book Page | 37254/59 |
| Instrument | 62475 |
| Name | EVERGREEN CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GORHAM ME |
| Property Address | 32 HARDING BRIDGE RD, GORHAM, ME 04038-2512 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0386430232 |
|---|---|
| Date | Sep 10, 2021 |
| Book Page | 38643/232 |
| Instrument | 65434 |
| Name | EVERGREEN CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GORHAM ME |
| Property Address | 32 HARDING BRIDGE RD, GORHAM, ME 04038-2512 |
| Document Number | 0353750064 |
| Instrument Date | Dec 07, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2019 |
| Name | Verified Name |
|---|---|
| Address | 32 HARDING BRIDGE RD GORHAM ME 040382512, GORHAM, ME 04038-2512 |
| Document Number | 0353750064 |
|---|---|
| Date | Dec 26, 2018 |
| Book Page | 035375/000064 |
| Instrument | 64962 |
| Name | EVERGREEN CU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|
Source: Cumberland County and Gorham Town records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Gorham Town |
| Unified School District | Gorham (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,774.00 (+0.68%) | $457,700 (-) Land $94,000 Building $363,700 |
| 2024 | $6,728.00 (+14.4%) | $457,700 (-) Land $94,000 Building $363,700 |
| 2022 | $5,881.00 | $457,700 Land $94,000 Building $363,700 |
Source: FEMA National Flood Hazard Layer, Cumberland County (23005C), as of June 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230050041003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2010–2012) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2012 · other causes |
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: GoNetspeed.
Based on FCC filings for 29 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system ME0091300, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PORTLAND WATER DISTRICT-GREATER serves 135,068 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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