32 Hamilton Rd, Sturbridge, MA 01566 Property Records

Worcester County and Sturbridge Town property record for 32 Hamilton Rd, Sturbridge, MA 01566

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,455 sqft · built 1991
Lot Size	4.3 acres (187,308 sqft)
Owner	Individual Name on Record
Last Sale	$433,500 (Dec 2020)
Tax Bill	$8,801 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Nov 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`318-01538-032`

Property Details

APN / Parcel Number

Primary APN	`318-01538-032`
Alternative APNs	`STUR M:318 B:000 L:1538-032` `M:318 B:000 L:1538=032`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,455 sqft Living Area
Gross Area	5,358 sqft
Basement Area	864 sqft
Finished Basement	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	187,308 sqft (4.3 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	318-01538-032
Street Address	32 HAMILTON RD
City	STURBRIDGE
State	MA
Zip	01566-1020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	1538-32
Jurisdiction	STURBRIDGE MA
Township / Civil Division	STURBRIDGE
Census Block Group	1
Census Block	1013
Census Tract	758103

Owner

Source: Worcester County and Sturbridge Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	32 HAMILTON RD, STURBRIDGE, MA 01566-1020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2023	Deed of Trust, Mortgage · Line of Credit WEBSTER FIRST FEDERAL CREDIT UNION
Nov 10, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION
Nov 10, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION
Dec 11, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WEBSTER FIRST FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2020 · Amount on Record
Deed Sale	Dec 11, 2020 · Amount on Record
Prior Sale	Feb 14, 1992 · Amount on Record
Deed Book / Page	63960 / 187
Last Transfer Date	Sep 25, 2021
Transfer Doc	0066497-64
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	32 HAMILTON RD, STURBRIDGE, MA 01566-1020
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068777-247
Date	Jan 30, 2023
Book Page	68777/247
Instrument	8964

Lender

Name	WEBSTER FIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STURBRIDGE MA
Recording Date	Nov 10, 2021
Property Address	32 HAMILTON RD, STURBRIDGE, MA 01566-1020
Document Number	0066497-64
Book / Page	66497 / 64
Instrument Date	Sep 25, 2021
Instrument	157888
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	32 HAMILTON RD, STURBRIDGE, MA 01566-1020

Mortgage

Document Number	0000157889
Date	Nov 10, 2021
Instrument	157889

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STURBRIDGE MA
Recording Date	Nov 10, 2021
Property Address	32 HAMILTON RD, STURBRIDGE, MA 01566-1020
Document Number	66497-64
Book / Page	66497 / 64
Instrument Date	Sep 25, 2021
Instrument	157888
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	32 HAMILTON RD, STURBRIDGE, MA 01566-1020

Mortgage

Document Number	66497-69
Date	Nov 10, 2021
Book Page	66497/69
Instrument	157889

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STURBRIDGE MA
Recording Date	Dec 11, 2020
Property Address	32 HAMILTON RD, STURBRIDGE, MA 01566-1020
Document Number	63960-187
Book / Page	63960 / 187
Instrument Date	Dec 8, 2020
Instrument	153904
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	32 HAMILTON RD, STURBRIDGE, MA 01566-1020

Mortgage

Document Number	153905
Date	Dec 11, 2020
Instrument	153905

Lender

Name	WEBSTER FIRST FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jan 1, 2028
Max Rate At Change	2.75%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Worcester County and Sturbridge Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sturbridge Town
Elementary School District	Sturbridge School District (PK - 06)
Secondary School District	Tantasqua School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,801.00 (+4.06%)	$552,500 (+7.72%) Land $96,400 Building $456,100	$627,190 (+7.14%)
2024	$8,458.00 (+5.96%)	$512,900 (+16.12%) Land $94,400 Building $418,500	$585,390
2023	$7,982.00	$441,700 Land $83,500 Building $358,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2011–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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