32 Hackberry Cir, Shepherdstown, WV 25443 Property Records

Jefferson County property record for 32 Hackberry Cir, Shepherdstown, WV 25443

Property Summary

Property TypeSingle Family Home
Details3 bd · 4.5 ba · 3,906 sqft · built 2000
Lot Size0.679 acres (29,577 sqft)
Owner2 Individual Names on Record
Tax Bill$3,999 (2026)
Deeds & MortgagesJul 2021 Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN09-5B-0013.0000

Property Details

APN / Parcel Number

Primary APN09-5B-0013.0000
Alternative APN
  • 19-09-5B-0013.0000

Interior

Bedrooms3 Beds
Full Baths4.5 Baths
Half Baths3 Half Baths
Plumbing Fixtures18 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area3,906 sqft Living Area
1st Floor Area4,264 sqft
Basement Area1,420 sqft
Finished Basement1,420 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleCape Cod
Exterior MaterialBrick Veneer
Construction TypeFrame
Lot Area29,577 sqft (0.679 acres)
Lot Dimensions173 ft deep x 184 ft wide
TerrainRolling

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address32 HACKBERRY CIR
CitySHEPHERDSTOWN
StateWV
Zip25443-4185
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 13 FERNBANK
Legal SubdivisionFERNBANK AT CRESS CREEK
Legal Lot Number13
JurisdictionJEFFERSON WV
Township / Civil DivisionSHEPHERDSTOWN
Census Block Group3
Census Block3013
Census Tract972201

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address32 HACKBERRY CIR, SHEPHERDSTOWN, WV 25443-4185
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2021Deed of Trust, Mortgage · VA Mortgage
PENTAGON FCU
May 1, 2020Deed of Trust, Mortgage · VA Mortgage
UNIVEST BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON WV
Property Address32 HACKBERRY CIR, SHEPHERDSTOWN, WV 25443-4185
Transaction TypeMortgage
Record UpdatedAug 2, 2021
Title CompanySERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 HACKBERRY CIR, SHEPHERDSTOWN, WV 25443-4185

Mortgage

Document Number2393/285
DateJul 15, 2021
Book Page2393/285
Instrument202100011980
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term358 Months
DueMay 1, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON WV
Property Address32 HACKBERRY CIR, SHEPHERDSTOWN, WV 25443-4185
Transaction TypeMortgage
Record UpdatedMay 4, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2279/453
DateMay 1, 2020
Book Page2279/453
Instrument202000005182
Lender
NameUNIVEST BANK & TRUST CO
TypeBank
AddressALEXANDRIA, VA 22313
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term359 Months
DueApr 1, 2050

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

TypeName
StateWest Virginia
CountyJefferson County
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,999.00 (+5.65%)$366,800 (+6.07%) Land $108,200 Building $258,600$611,333 (+6.06%) Land $180,333 Building $431,000
2025$3,785.00 (+6.59%) Homeowner's exemption$345,800 (+6.7%) Land $82,400 Building $263,400$576,400 (+6.68%) Land $137,400 Building $439,000
2023$3,551.00 Homeowner's exemption$324,100 Land $82,400 Building $241,700$540,300 Land $137,400 Building $402,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

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