32 Gray St, Boston, MA 02116 Property Records

Suffolk County and Boston City property record for 32 Gray St, Boston, MA 02116

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,208 sqft · built 1899
Lot Size	0.018 acres (792 sqft)
Owner	2 Trust Names on File
Last Sale	$271,500 (Apr 1993)
Tax Bill	$23,634 (2025)
Deeds & Mortgages	Aug 2026 Transfer Jul 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CBOS W:05 P:00862 S:000`

Property Details

APN / Parcel Number

Primary APN	`CBOS W:05 P:00862 S:000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	2,208 sqft Living Area
Gross Area	2,803 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1899
Effective Year Built	Effective 2009
Architectural Style	Other
Exterior Material	Brick
Roof Type	Flat
Roof Material	Other
Lot Area	792 sqft (0.018 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	32 GRAY ST
City	BOSTON
State	MA
Zip	02116-6210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	BOSTON MA
Township / Civil Division	BOSTON
Census Block Group	2
Census Block	2008
Census Tract	70301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South End District (Boundary Increase II) listed 2025 · 8 contributing resources · NRIS 73000324

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

32 Gray St is owner-occupied and held in a trust since April 1993.

Source: Suffolk County and Boston City records, as of September 1, 2026

Owner of Record	2 Trust Names on File
Mailing Address	32 GRAY ST, BOSTON, MA 02116-6210
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Quit Claim Deed, Transfer Quitclaim
Jul 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 20, 2020	Deed of Trust, Mortgage · Line of Credit HANSCOM FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 1993 · Amount on File
Deed Sale	Apr 30, 1993 · Amount on File
Deed Document Number	1993
Deed Book / Page	18189 / 287
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOSTON MA
Recording Date	Aug 12, 2026
Property Address	32 GRAY ST, BOSTON, MA 02116-6210
Document Number	0000051731
Book / Page	73118 / 308
Instrument Date	Jun 10, 2026
Instrument	202651731
Transaction Type	Transfer
Record Updated	Sep 1, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 GRAY ST, BOSTON, MA 02116-6210

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOSTON MA
Property Address	32 GRAY ST, BOSTON, MA 02116-6210
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63287-272
Date	Jul 1, 2020
Book Page	63287/272
Instrument	52559

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOSTON MA
Property Address	32 GRAY ST, BOSTON, MA 02116-6210
Document Number	64033-289
Instrument Date	Oct 20, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 GRAY ST BOSTON MA 021166210, BOSTON, MA 02116-6210

Mortgage

Document Number	64033-289
Date	Oct 26, 2020
Book Page	064033/000289
Instrument	93104

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 32 Gray St was $23,634, up 9.3% from the year before.

Source: Suffolk County and Boston City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Suffolk County
Municipality	Boston City
Unified School District	Boston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23,634.00 (+9.34%)	$2,040,900 (+2.91%) Land $625,000 Building $1,415,900	$3,147,825 (+18.56%)
2024	$21,616.00 (+5.55%)	$1,983,100 (+4%) Land $530,800 Building $1,452,300	$2,655,155
2023	$20,480.00	$1,906,900 Land $510,400 Building $1,396,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Gray St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 32 Gray St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOSTON WATER AND SEWER COMMISSION (MWRA) serves 675,647 people · EPA ID MA3035000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 733 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Netafy Fixed Wireless	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, Starry.

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