East Providence City property record for 32 Gerald St, Riverside, RI 02915
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,055 sqft · built 1962 |
| Lot Size | 0.085 acres (3,698 sqft) |
| Owner | Individual Name on File |
| Last Sale | $425,000 (Oct 2024) |
| Tax Bill | $4,738 (2025) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 61-2358-41 |
| Primary APN | 61-2358-41 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,055 sqft Living Area |
| Gross Area | 2,868 sqft |
| 1st Floor Area | 844 sqft |
| Attic | Attic |
| Attic Area | 211 sqft |
| Basement Area | 844 sqft |
| Unfinished Basement | 844 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,698 sqft (0.085 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1-0020-26 |
|---|---|
| Street Address | 32 GERALD ST |
| City | RIVERSIDE |
| State | RI |
| Zip | 02915-4902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Block | 21 |
| Legal Lot Number | 3 |
| Jurisdiction | EAST PROVIDENCE RI |
| Township / Civil Division | EAST PROVIDENCE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 10502 |
32 Gerald St is owned and occupied by an individual who bought it in October 2024.
Source: East Providence City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 32 GERALD ST, RIVERSIDE, RI 02915-4902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage NORTHPOINTE BANK |
| Dec 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANKNEWPORT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2024 · Amount on File |
| Deed Sale | Oct 1, 2024 · Amount on File |
| Prior Sale | Jul 7, 2020 · Amount on File |
| Deed Book / Page | 4827 / 92 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAST PROVIDENCE RI |
| Recording Date | Jul 7, 2020 |
| Property Address | 32 GERALD ST, RIVERSIDE, RI 02915-4902 |
| Document Number | 4281-71 |
| Book / Page | 4281 / 71 |
| Instrument Date | Jul 3, 2020 |
| Instrument | 202000003936 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 32 GERALD ST, RIVERSIDE, RI 02915-4902 |
| Document Number | 202000003937 |
|---|---|
| Date | Jul 7, 2020 |
| Instrument | 202000003937 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST PROVIDENCE RI |
| Property Address | 32 GERALD ST, RIVERSIDE, RI 02915-4902 |
| Document Number | 4228-2 |
| Instrument Date | Dec 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 32 GERALD ST RIVERSIDE RI 029154902, RIVERSIDE, RI 02915-4902 |
| Document Number | 4228-2 |
|---|---|
| Date | Jan 30, 2020 |
| Book Page | 004228/000002 |
| Instrument | 596 |
| Name | BANKNEWPORT |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 29, 2045 |
The 2025 property tax bill for 32 Gerald St was $4,738.
Source: East Providence City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | East Providence City |
| Unified School District | East Providence School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,738.00 | $362,500 Land $101,500 Building $261,000 | $400,966 |
| 2023 | $4,483.00 (-2.99%) | $303,700 (+43.66%) Land $84,600 Building $219,100 | |
| 2022 | $4,621.00 | $211,400 Land $50,000 Building $161,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 32 Gerald St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2010–2021) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 32 Gerald St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST PROVIDENCE-CITY OF serves 47,961 people · EPA ID RI1615610 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 671 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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