Chautauqua County and Pomfret Town property record for 32 Gardner St, Fredonia, NY 14063
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,416 sqft · built 1952 |
| Lot Size | 0.573 acres (24,960 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $195,000 (Feb 2026) |
| Tax Bill | $4,675 (2026) |
| Deeds & Mortgages | Oct 2026 Mortgage Feb 2026 Sale & Mortgage + 1 more |
| APN | 065801 113.14-1-46 |
| Primary APN | 065801 113.14-1-46 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,416 sqft Living Area |
| 1st Floor Area | 1,416 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 24,960 sqft (0.573 acres) |
| Lot Dimensions | 332 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 436 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 32 GARDNER ST |
|---|---|
| City | FREDONIA |
| State | NY |
| Zip | 14063-1615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | V1 |
| Legal Description | OLD APN: 065801 121-1-4 |
| Legal Block | 1 |
| Legal Lot Number | 46.000 |
| Jurisdiction | CHAUTAUQUA NY |
| Township / Civil Division | POMFRET |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 35901 |
Source: Chautauqua County and Pomfret Town records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 318 LAKE SHORE DR E, DUNKIRK, NY 14048-1306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 7, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Feb 9, 2026 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Mar 1, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 9, 2026 · Amount on Record |
| Deed Sale | Feb 9, 2026 · Amount on Record |
| Deed Document Number | 20261618 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Recording Date | Oct 7, 2026 |
| Property Address | 32 GARDNER ST, FREDONIA, NY 14063-1615 |
| Document Number | 0000003689 |
| Instrument Date | Sep 29, 2026 |
| Instrument | 20263689 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2026 |
| Title Company | ROCKET CLOSE LLC-RESIDENTIAL |
| Name | Verified Name |
|---|---|
| Address | 32 GARDNER ST, FREDONIA, NY 14063-1615 |
| Document Number | 0000003689, |
|---|---|
| Date | Oct 7, 2026 |
| Instrument | 20263689 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Recording Date | Feb 9, 2026 |
| Property Address | 32 GARDNER ST, FREDONIA, NY 14063-1615 |
| Document Number | DE2026001618 |
| Instrument Date | Jan 12, 2026 |
| Instrument | DE2026001618 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 318 LAKE SHORE DR E, DUNKIRK, NY 14048-1306 |
| Document Number | MT2026001288 |
|---|---|
| Date | Feb 9, 2026 |
| Instrument | MT2026001288 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Recording Date | Mar 1, 2022 |
| Property Address | 32 GARDNER ST, FREDONIA, NY 14063-1615 |
| Document Number | DE2022002020 |
| Instrument Date | Feb 9, 2022 |
| Instrument | DE2022002020 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 140 BERRY RD, FREDONIA, NY 14063-1611 |
Source: Chautauqua County and Pomfret Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chautauqua County |
| County Subdivision | Pomfret Town |
| Municipality | Fredonia Village |
| Unified School District | Fredonia Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,675.00 (+2.66%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $4,554.00 (+72.7%) | $18,500 (-) Land $3,810 Building $14,690 | $168,182 (+9.09%) Land $34,636 Building $133,546 |
| 2024 | $2,637.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $18,500 (-) Land $3,810 Building $14,690 | $154,167 (+8.33%) Land $31,750 Building $122,417 |
| 2023 | $18,500 (-) Land $3,810 Building $14,690 | $142,308 (+15.39%) Land $29,308 Building $113,000 | |
| 2022 | Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $18,500 Land $3,810 Building $14,690 | $123,333 Land $25,400 Building $97,933 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1979–2018) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREDONIA VILLAGE serves 9,585 people · EPA ID NY0600364 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 32 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| DFT Local Service Fiber | 500 / 500 |
| T-Mobile Fixed Wireless | 100 / 20 |
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